Banner Life vs Open Path Collective

Banner Life, a subsidiary of Legal & General, is a powerhouse in the term life insurance market. Known for offering some of the most competitive rates for healthy individuals, Banner Life is a go-to for those who want a traditional, high-quality policy from a massive, stable insurer. While their application process is more traditional than the newer insurtech startups, their underwriting is effici...

Open Path Collective is a non-profit network of mental health professionals dedicated to providing affordable, in-office and online therapy to individuals without insurance or with high deductibles. Unlike subscription apps, you pay a one-time lifetime membership fee, then pay therapists directly at a significantly reduced rate ($30$70 per session). This model ensures that therapists are fairly co...