Billy vs Vanguard
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Billy
Billy is a German-made accounting software aimed at freelancers, small businesses, and startups in German-speaking countries and the EU. It simplifies bookkeeping with features like invoice creation and management, expense tracking with photo capture, and automatic bank import. It is particularly strong on European VAT handling and generating the required reports for tax advisors. The design is cl...
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Vanguard
Vanguard is unique in the industry because it is owned by its funds, which are in turn owned by their investors. This structure aligns the company's interests directly with those of its clients, resulting in some of the lowest expense ratios in the world. While its trading platform is not as flashy or feature-rich as competitors like Schwab or E*TRADE, it is the ultimate destination for 'buy-and-h...
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