Colonial Penn vs Bestow

Colonial Penn is famous for its guaranteed-acceptance life insurance products, which are specifically designed for seniors who may not qualify for traditional life insurance due to health issues. There is no medical exam and no health questions asked, making it one of the most accessible insurance products on the market. While the coverage amounts are generally low and the premiums can be high rel...

Bestow is a pioneer in the insurtech space, offering a fully digital application process that eliminates the need for medical exams for most applicants. By utilizing proprietary algorithms to assess risk in real-time, Bestow provides instant decisions, making it ideal for busy professionals who want to secure coverage in minutes. Their policies are backed by North American Company for Life and Hea...