Facet Wealth vs House Hacking

Facet Wealth disrupts the traditional AUM (Assets Under Management) model by charging a flat annual subscription fee for comprehensive financial planning. This removes the conflict of interest inherent in percentage-based fees, ensuring that your advisor is truly focused on your goals rather than just your portfolio size. They provide a dedicated CFP who helps with everything from retirement incom...

House hacking involves purchasing a multi-family property (2-4 units) or a single-family home with extra rooms, living in one part, and renting out the others. This strategy is the gold standard for beginners because it allows you to utilize FHA or conventional owner-occupant financing, which requires significantly lower down payments than investment properties. By having tenants cover the majorit...