Kiva US vs Open Path Collective

Kiva US provides 0% interest microloans to small business owners through a crowdfunding platform. By leveraging the power of a global community, entrepreneurs can raise capital without the burden of interest or collateral. This is an incredible option for early-stage startups or social enterprises that need a small amount of capital to get off the ground. While the loan amounts are smaller, the la...

Open Path Collective is a non-profit network of mental health professionals dedicated to providing affordable, in-office and online therapy to individuals without insurance or with high deductibles. Unlike subscription apps, you pay a one-time lifetime membership fee, then pay therapists directly at a significantly reduced rate ($30$70 per session). This model ensures that therapists are fairly co...