Restaurant.com vs House Hacking

Restaurant.com is a specialized platform that sells discounted gift certificates for local restaurants. You pay a small amount for a certificate that has a higher face value, which you then use at the participating restaurant. It is a great way to save on dining out, especially at local, non-chain restaurants. While it requires a bit of planning and checking for participating locations, the saving...

House hacking involves purchasing a multi-family property (2-4 units) or a single-family home with extra rooms, living in one part, and renting out the others. This strategy is the gold standard for beginners because it allows you to utilize FHA or conventional owner-occupant financing, which requires significantly lower down payments than investment properties. By having tenants cover the majorit...