description IMG Overview
IMG specializes in travel insurance for adventure travelers, offering comprehensive coverage for a wide range of activities including scuba diving, mountaineering, and skiing. Their policies feature high limits for medical expenses and evacuation, making them ideal for those pursuing adrenaline-fueled experiences.
help IMG FAQ
What kind of travel insurance does IMG provide?
IMG sells international medical and travel insurance products for travelers, expatriates, students, and other people spending time outside their home country. Coverage varies by plan, so the policy wording matters more than the IMG brand name alone.
Does IMG cover adventure sports such as scuba diving or skiing?
Some IMG plans include or offer options for adventure activities, but exclusions and altitude, depth, or equipment limits can apply. A traveler planning scuba diving, mountaineering, or skiing should check the exact certificate before buying.
Can IMG travel insurance cover emergency evacuation?
Many international medical plans from IMG include emergency evacuation benefits subject to the plan's conditions and benefit limits. The insurer may require its assistance service to coordinate or approve an evacuation, so travelers should keep the assistance number available.
What should I compare before choosing an IMG policy?
Compare the medical maximum, deductible, evacuation terms, pre-existing-condition rules, trip length, destination exclusions, and claim process. The cheapest premium may have different exclusions from a higher-limit plan, especially for adventure activities.
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