Charles Schwab Intelligent Portfolios

Charles Schwab's robo-advisory service provides institutional-quality portfolio management with no advisory fees. The platform uses a wide range of asset classes, including ETFs from various providers, to build highly diversified retirement portfolios. While they do hold a portion of your portfolio in cash to generate revenue for the firm, the overall cost-to-value ratio remains excellent. It is a perfect choice for existing Schwab brokerage clients who want to automate their retirement savings while maintaining access to a full-service financial institution.