How does OpenSky® Business Credit Card compare to competitors?

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OpenSky® Business Credit Card

8.7

Very Good

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description OpenSky® Business Credit Card Overview

The OpenSky® Business Credit Card is another card geared towards businesses with limited or no credit history. It features a $0 annual fee and offers a rewards program earning 1% cash back on all purchases. While the APR is variable and can be high, the card's accessibility and lack of annual fee make it a good option for building business credit. Its a straightforward card with a focus on simplicity and ease of approval, making it suitable for new businesses.

Requires a personal guarantee.

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What is OpenSky® Business Credit Card?

The OpenSky® Business Credit Card is another card geared towards businesses with limited or no credit history. It features a $0 annual fee and offers a rewards program earning 1% cash back on all purchases. While the APR is variable and can be high, the card's accessibility and lack of annual fee make it a good option for building business credit. Its a straightforward card with a focus on simplicity and ease of approval, making it suitable for new businesses. Requires a personal guarantee.

How good is OpenSky® Business Credit Card?

OpenSky® Business Credit Card scores 8.7/10 (Very Good) on Lunoo, making it a well-rated option in the Services category.

What are the best alternatives to OpenSky® Business Credit Card?

See our alternatives page for OpenSky® Business Credit Card for a ranked list with scores. Top alternatives include: Capital One Spark Classic for Business, Capital One Student Quicksilver Cash Rewards Credit Card, First Access® Business Card.

How does OpenSky® Business Credit Card compare to Capital One Spark Classic for Business?

See our detailed comparison of OpenSky® Business Credit Card vs Capital One Spark Classic for Business with scores, features, and an AI-powered verdict.

Is OpenSky® Business Credit Card worth it in 2026?

With a score of 8.7/10, OpenSky® Business Credit Card is highly rated in Services. See all Services ranked.

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