Chase Freedom Student vs House Hacking

The Chase Freedom Student card is a solid, reliable option for students who want to start their credit journey with a major bank. It offers a flat 1% cash back on all purchases and includes a 'Good Standing' reward that adds $20 to your account each year for up to five years. It is an unsecured card, meaning no deposit is required. While it doesn't have the high-tier rewards of the SavorOne or Dis...

House hacking involves purchasing a multi-family property (2-4 units) or a single-family home with extra rooms, living in one part, and renting out the others. This strategy is the gold standard for beginners because it allows you to utilize FHA or conventional owner-occupant financing, which requires significantly lower down payments than investment properties. By having tenants cover the majorit...