Best Cash Back

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Citi Custom Cash
Citi Custom Cash

The Citi Custom Cash is a unique, no-annual-fee card that automatically earns 5% cash back on your top spending category each billing cycle (up to $500). This makes it an incredibly flexible tool for...

9.1 Excellent
2 Petal 2 'Cash Back, No Fees' Visa Credit Card
Petal 2 'Cash Back, No Fees' Visa Credit Card

The Petal 2 card is a modern fintech solution for those with limited credit. Instead of relying solely on traditional credit scores, Petal uses 'Cash Flow Underwriting' to analyze your income, savings...

9.0 Excellent
3 Capital One SavorOne
Capital One SavorOne

The Capital One SavorOne is the premier no-annual-fee card for entertainment and dining. It offers a flat 3% cash back on dining, entertainment, popular streaming services, and grocery stores. It is a...

9.0 Excellent
4 Capital One SavorOne Student Cash Rewards
Capital One SavorOne Student Cash Rewards

The Capital One SavorOne Student card is arguably the best rewards card for students who enjoy dining out and entertainment. It offers 3% cash back on dining, entertainment, popular streaming services...

8.9 Very Good
5 Amex Blue Cash Preferred
Amex Blue Cash Preferred

The Amex Blue Cash Preferred is the ultimate grocery and streaming card. It offers a massive 6% cash back on U.S. supermarkets (up to $6,000/year) and 6% on select streaming services. While it has a $...

8.7 Very Good
6 Capital One Quicksilver
Capital One Quicksilver

The Capital One Quicksilver is the definition of simplicity. It offers a flat 1.5% cash back on every purchase, with no categories to track and no annual fee. It is the perfect card for someone who wa...

8.5 Very Good
7 Upgrade Visa Card with Cash Rewards
Upgrade Visa Card with Cash Rewards

The Upgrade Visa is a hybrid between a credit card and a personal loan. When you make a purchase, it is treated as a small installment loan that you pay off over time with fixed monthly payments. This...

8.4 Very Good
8 Citi Double Cash
Citi Double Cash

The Citi Double Cash is a classic for a reason: it offers a total of 2% cash back (1% when you buy, 1% when you pay). This simple structure makes it one of the best flat-rate cards on the market. Whil...

8.4 Very Good
9 Chase Freedom Student
Chase Freedom Student

The Chase Freedom Student card is a solid, reliable option for students who want to start their credit journey with a major bank. It offers a flat 1% cash back on all purchases and includes a 'Good St...

8.2 Very Good
10 Wells Fargo Active Cash
Wells Fargo Active Cash

The Wells Fargo Active Cash is a strong competitor in the flat-rate cash-back space. It offers a straightforward 2% cash back on all purchases with no annual fee. It is a reliable, no-nonsense card th...

8.2 Very Good
11 Capital One QuicksilverOne Cash Rewards
Capital One QuicksilverOne Cash Rewards

The Capital One QuicksilverOne is designed for those with 'fair' credit who want to earn rewards. It offers a flat 1.5% cash back on all purchases, which is excellent for a card that doesn't require e...

7.8 Good
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