Best Cash Back

Updated Daily
inventory_2 132 items
trending_up Scored across 12 criteria

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

emoji_events View Best Cash Back Rankings
Filter by Tags
0.0 10.0
Best 1 American Express Cash Magnet® Card
American Express Cash Magnet® Card
Free Plan Available

The American Express Cash Magnet Card offers a straightforward 1.5% cash back on every purchase, with the potential to earn 5% cash back on select top merchants each month. This rotating bonus categor...

9.5 Brilliant
Visit
2 Discover it® Chrome Gas & Dining Card
Discover it® Chrome Gas & Dining Card
Free Plan Available

The Discover it Chrome card provides 5% cash back on gas and restaurant purchases (up to a spending cap each quarter) and 1% on everything else. It's a great option for those who spend heavily on gas...

9.3 Excellent
Visit
3 Discover it Balance Transfer
Discover it Balance Transfer
Free Plan Available

The Discover it Balance Transfer card is unique because it combines a solid balance transfer offer with a robust cash-back rewards program. While many balance transfer cards offer no rewards, Discover...

9.3 Excellent
Visit
4 Capital One Spark 100%
Capital One Spark 100%
Free Plan Available

The Capital One Spark 100% is ideal for families just starting a business and needing to build credit. It offers an unlimited 1.5% cash back on all purchases, making it versatile for family spending....

9.2 Excellent
Visit
5 Chase Freedom Rise
Chase Freedom Rise
Free Plan Available

The Chase Freedom Rise is a rare unsecured card designed specifically for people with little to no credit history. It offers a flat 1.5% cash back on all purchases, which is highly competitive for a b...

9.2 Excellent
Visit
6 Capital One Spark Cash Plus
Capital One Spark Cash Plus
Free Plan Available

The Capital One Spark Cash Plus is an excellent choice for seniors seeking straightforward rewards. It offers a generous 2% cashback on all purchases, simplifying expense tracking and maximizing retur...

9.2 Excellent
Visit
7 Chase Ink Business Cash
Chase Ink Business Cash
Free Plan Available

The Chase Ink Business Cash is a powerhouse for small businesses that want a no-annual-fee card with high cash-back rates. It offers 5% cash back on office supply stores, internet, cable, and phone se...

9.2 Excellent
Visit
8 American Express Blue Cash Everyday
American Express Blue Cash Everyday
Free Plan Available

The Amex Blue Cash Everyday is a top-tier card for families and individuals focused on household spending. It offers high cash-back rates on groceries, gas, and online retail purchases, which are the...

9.2 Excellent
Visit
9 Discover it® Student Cash Back Credit Card
Discover it® Student Cash Back Credit Card
Free Plan Available

The Discover it® Student Cash Back card is a standout choice for seniors due to its rotating 5% cashback categories. Each quarter, Discover offers 5% cashback on specific spending categories like gas...

9.1 Excellent
Visit
10 Citi Custom Cash
Citi Custom Cash
Free Plan Available

The Citi Custom Cash is a unique, no-annual-fee card that automatically earns 5% cash back on your top spending category each billing cycle (up to $500). This makes it an incredibly flexible tool for...

9.1 Excellent
Visit
11 Discover it Secured Credit Card
Discover it Secured Credit Card
Free Plan Available

The Discover it® Secured Credit Card stands out with its rotating quarterly cash back rewards, a rare benefit for secured cards. Requiring a $200 security deposit, it reports to all three credit burea...

9.1 Excellent
Visit
12 Capital One SavorOne Student Cash Rewards
Capital One SavorOne Student Cash Rewards
Free Plan Available

The Capital One SavorOne Student card is arguably the best rewards card for students who enjoy dining out and entertainment. It offers 3% cash back on dining, entertainment, popular streaming services...

9.0 Excellent
Visit
13 Capital One Quicksilver Cash Rewards
Capital One Quicksilver Cash Rewards
Free Plan Available

The Capital One Quicksilver is a standout for travelers who want a no-annual-fee card that doesn't penalize them abroad. It offers a flat 1.5% cash back on every purchase, making it incredibly easy to...

9.0 Excellent
Visit
14 Discover it Cash Back
Discover it Cash Back
Free Plan Available

The Discover it® Cash Back card is a standout for its rotating 5% cashback categories, which change quarterly and cover popular spending areas like gas stations, grocery stores, and restaurants. Users...

9.0 Excellent
Visit
15 Wells Fargo Student Checking Platinum
Wells Fargo Student Checking Platinum
Free Plan Available

While technically a checking account with a credit card component, the Wells Fargo Student Checking Platinum offers a valuable combination. It provides cash back rewards on purchases, no monthly fees...

8.9 Very Good
Visit
16 Capital One SavorOne
Capital One SavorOne
Free Plan Available

The Capital One SavorOne is the premier no-annual-fee card for entertainment and dining. It offers a flat 3% cash back on dining, entertainment, popular streaming services, and grocery stores. It is a...

8.9 Very Good
Visit
17 Bank of America Unlimited Cash Rewards
Bank of America Unlimited Cash Rewards
Free Plan Available

The Bank of America Unlimited Cash Rewards card is a solid, reliable choice, especially for existing Bank of America customers. It offers a flat 1.5% cash back on all purchases. The real value, howeve...

8.9 Very Good
Visit
18 Capital One Quicksilver M2
Capital One Quicksilver M2
Free Plan Available

The Capital One Quicksilver M2 offers a flat 1.5% cash back on all purchases. It's a straightforward option for those who want a simple rewards card without rotating categories or complex rules. While...

8.8 Very Good
Visit
19 SoFi Cash Rewards Visa® Card
SoFi Cash Rewards Visa® Card
Free Plan Available

The SoFi Cash Rewards Visa Card provides a competitive 1.5% cash back on all purchases, with the added benefit of a $200 bonus after spending $250 within the first 30 days. Its a good option for thos...

8.8 Very Good
Visit
20 Wells Fargo CashStar Rewards Credit Card
Wells Fargo CashStar Rewards Credit Card
Free Plan Available

The Wells Fargo CashStar Rewards Credit Card is an excellent no-annual-fee option for those seeking straightforward cash back rewards. It offers 5% cash back on gas and grocery purchases (on the first...

8.8 Very Good
Visit
21 Petal 2 Business American Express Line of Credit
Petal 2 Business American Express Line of Credit
Free Plan Available

The Petal 2 Business card is a unique offering, functioning as a line of credit rather than a traditional credit card. It has no annual fee and offers cash back rewards, with the rate determined by yo...

8.8 Very Good
Visit
22 Ink Business Unlimited
Ink Business Unlimited

The Ink Business Unlimited is the perfect companion for businesses that want a simple, flat-rate cash-back card with no annual fee. It earns 1.5% cash back on every purchase, making it ideal for expen...

8.8 Very Good
Visit
23 AARP® Visa® 360 Card from Bank of America
AARP® Visa® 360 Card from Bank of America

Specifically designed for AARP members, this card offers a tiered rewards system with cash back on everyday purchases like groceries, gas, and dining. It includes purchase protection and travel accid...

8.7 Very Good
Visit
24 Bank of America Student Cash Rewards Credit Card
Bank of America Student Cash Rewards Credit Card

The Bank of America Student Cash Rewards Credit Card provides 2% cash back on purchases at restaurants, gas stations, and online retailers, and 1% on all other purchases. It has no annual fee and offe...

8.7 Very Good
Visit
25 Wells Fargo CashBack Card
Wells Fargo CashBack Card

The Wells Fargo CashBack Card provides a straightforward cash back experience with no annual fee. Cardholders earn an unlimited 1.5% cash back on all purchases. It's a simple and reliable option for t...

8.7 Very Good
Visit
26 Private Student Loans - Discover
Private Student Loans - Discover

Discover offers private student loans with a unique cash-back rewards program for borrowers who make on-time payments. They provide competitive interest rates and flexible repayment options, including...

8.7 Very Good
Visit
27 The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Card from American Express provides a simple and valuable rewards structure. It earns 2x points on eligible purchases at U.S. gas stations and grocery stores (on up to $50,000...

8.7 Very Good
Visit
28 Chase Freedom Student® Credit Card
Chase Freedom Student® Credit Card

The Chase Freedom Student card offers a rotating 5% cashback program on specific categories, similar to Discovers offering. It provides 1% cashback on all other purchases. Chases reputation for custo...

8.7 Very Good
Visit
29 Amex Blue Cash Preferred
Amex Blue Cash Preferred

The Amex Blue Cash Preferred is the ultimate grocery and streaming card. It offers a massive 6% cash back on U.S. supermarkets (up to $6,000/year) and 6% on select streaming services. While it has a $...

8.7 Very Good
Visit
30 Bank of America Customized Cash Rewards Secured
Bank of America Customized Cash Rewards Secured

This secured card from Bank of America stands out because it allows you to choose your own 3% cash back category, such as online shopping, gas, or dining. It also offers 2% at grocery stores and whole...

8.7 Very Good
Visit
Loading more...

Save to your list

Create your first list and start tracking the tools that matter to you.

Track favorites
Get updates
Compare scores

Already have an account? Sign in

Compare Items

See how they stack up against each other

Comparing
VS
Select 1 more item to compare