description Metromile Overview
Metromile offers an auto insurance product based on mileage tracked through a connected device, charging drivers a low monthly base rate plus a per-mile fee, typically resulting in savings for those with lower driving habits.
help Metromile FAQ
How does Metromile's pay-per-mile insurance work?
Metromile combines a low monthly base rate with a fee for each mile driven. Mileage is measured through a connected device, so the bill can reflect actual driving rather than a flat premium alone.
Who benefits most from Metromile insurance?
The model is aimed at people who drive relatively few miles. A low-mileage driver may pay less than with a traditional policy, although the final price also depends on coverage, location, and driving history.
How does Metromile track the miles I drive?
Metromile uses a connected device installed in or connected to the vehicle to record mileage. That mileage is then used to calculate the per-mile part of the insurance bill.
Is Metromile a traditional flat-rate car insurance policy?
No. Metromile is built around a monthly base charge plus a per-mile fee, rather than relying only on a fixed monthly premium. The structure is most useful for drivers whose cars spend much of the time parked.
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