description Root Insurance Overview
Root Insurance is a United States auto-insurance company that uses a smartphone application and telematics data in its underwriting process. Depending on the product and state, the company can evaluate driving-related information such as speed, braking, and driving patterns when determining eligibility or pricing. Its model is aimed at drivers who prefer app-based insurance and digitally managed policy services.
help Root Insurance FAQ
How does Root Insurance set auto-insurance rates?
Root uses information collected through its smartphone app and telematics to assess driving behavior. Depending on the state and product, factors can include braking, speed, mileage, and driving patterns.
Does Root Insurance require a test drive?
Root has historically used a mobile-app driving test or telematics period for eligible applicants. The exact process and availability depend on the state and the current product rules.
Can Root Insurance coverage be managed from a phone?
The company’s product is built around a smartphone application. Customers can use the app for tasks such as quoting, policy management, and insurance documents, subject to the service available in their state.
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