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Best Personal Auto

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Rankings use category fit, feature coverage, pricing signals, public reception, and recency. Affiliate relationships do not affect scores.

0.0 - 10.0
Best 1 NJM Insurance

NJM Insurance is a mutual, regional insurance company primarily serving residents of New Jersey and surrounding Mid-Atlantic states. Founded in 1903, it provides auto insurance coverage to individuals and families. NJM’s non-profit structure allows them to prioritize customer service and reinvest pr...

2 Auto-Owners Insurance

Auto-Owners Insurance operates as a mutual company founded in Iowa. It offers personal auto insurance policies focused on the Midwestern states. The company is recognized for its strong financial ratings and agent-based distribution network, serving individuals and families seeking reliable coverage...

3 Country Financial

Country Financial is a large, mutual insurance and financial services company offering a range of products including auto, home, life, and disability insurance, primarily serving customers through independent agents across the United States.

4 The Hartford

The Hartford provides auto insurance primarily to government entities, non-profits, and associations, offering coverage options and risk management services tailored to their specific needs and large fleets.

5 AAA Insurance

AAA Insurance offers auto insurance policies covering collision, comprehensive, liability, and uninsured motorist protection, with discounts available for members of the American Automobile Association.

6 Cincinnati Insurance

Cincinnati Insurance Company is a mutual insurance carrier primarily offering property and casualty coverage, including auto insurance, with a strong focus on conservative underwriting and long-term financial stability for its policyholders.

7 American Family Insurance

American Family Mutual Insurance Company offers a range of insurance products, including auto, home, life, and business coverage, primarily serving customers in states across the Midwest and Northeast with policy options and financial protection for individuals and families.

8 Shelter Insurance

Shelter Insurance is an independent insurance company headquartered in Lexington, Kentucky, offering a range of personal and commercial lines including auto, home, life, and business insurance policies to customers across the Southeast U.S.

9 Safeco Insurance

Safeco Insurance offers a range of auto insurance policies designed to protect drivers from financial losses due to vehicle damage, liability claims, and other related incidents, with coverage options varying by state.

10 Hanover Insurance

Hanover Insurance Group is a privately held insurance company primarily offering personal and commercial property & casualty coverage, with a significant presence in the Northeast region of the United States and a focus on agent partnerships.

11 MetLife Auto & Home

MetLife Auto & Home provides auto insurance coverage for vehicles and home/renter’s insurance policies, offering options for drivers and homeowners seeking protection against financial losses due to accidents or property damage.

12 Farmers Insurance

Farmers Insurance is a property and casualty insurance company offering a range of coverage options for vehicles, homes, and other assets, with policies tailored to individual needs and risk profiles.

13 Mercury Insurance

Mercury Insurance offers a range of auto insurance policies designed to meet diverse driver needs, providing coverage options including liability, collision, and comprehensive for vehicles registered in Arizona, California, Florida, Illinois, Nevada, Oklahoma, Tennessee, Texas, and Washington.

14 Sentry Insurance

Sentry Insurance offers comprehensive auto coverage, including liability, collision, and comprehensive options, designed to protect vehicle owners against damage or loss resulting from accidents, theft, or other covered perils. (147 characters)

15 Plymouth Rock Assurance

Plymouth Rock Assurance is a Lloyd’s of London syndicate that provides excess liability insurance coverage to auto repair shops and collision centers, primarily focusing on protecting against claims related to bodily injury and property damage.

16 Esurance
Esurance

Esurance is an online auto insurance provider that utilizes a mobile app and data analysis to offer competitive rates and a streamlined quote and policy purchase process, primarily focusing on drivers in select states.

17 National General

National General Insurance Company provides auto insurance coverage to drivers across the United States, offering a range of policies focused on liability and collision protection for vehicles.

18 Metromile
Metromile

Metromile offers an auto insurance product based on mileage tracked through a connected device, charging drivers a low monthly base rate plus a per-mile fee, typically resulting in savings for those with lower driving habits.

Auto Insurance Usage Based Personal Auto Insurtech Pay Per Mile Low Mileage
19 Elephant Insurance

Elephant Insurance is an auto insurance provider headquartered in Richmond, Virginia, offering a range of coverage options and discounts to drivers across the United States through its digital platform.

20 Lemonade Car

Lemonade Car is an auto insurance company that utilizes AI and crowdsourced data to assess risk and offer competitive rates, primarily targeting younger drivers with simplified coverage options.

21 Clearcover
Clearcover

Clearcover is an online car insurance company that utilizes data and technology to offer competitive rates and a streamlined claims process, primarily focusing on digital interactions for policyholders.

22 21st Century Insurance

21st Century Insurance provides auto insurance policies covering drivers in Arizona, California, Florida, Nevada, Oklahoma, and Texas, offering various coverage options including liability, collision, and comprehensive plans.

23 Dairyland Insurance

Dairyland Insurance is a Madison, Wisconsin-based mutual company offering auto insurance coverage to drivers in 16 states, primarily focused on conservative and rural markets with a strong emphasis on customer service.

24 Kemper
Kemper

Kemper Insurance offers a range of auto insurance policies designed for drivers seeking comprehensive coverage and customizable options, with a focus on strong customer service and financial stability.

25 Root Insurance

Root Insurance utilizes smartphone data – including driving behavior like speeding and hard braking – to assess risk and offer competitive auto insurance rates to drivers who demonstrate safe habits.

26 Infinity Insurance

Infinity Insurance offers auto insurance policies covering drivers in multiple states, providing liability, collision, and comprehensive coverage options with varying deductible levels for customizable protection.

Auto Insurance National High Risk Personal Auto Non Standard Kemper Family
27 Direct Auto Insurance

DirectAuto Insurance is a national auto insurance provider offering coverage options for drivers across multiple states, primarily focusing on straightforward policies and a digital customer experience.

28 Bristol West

Bristol West is an automobile insurance provider offering a range of coverage options and discounts to drivers in the Southwest region of England, specializing in comprehensive and third-party policies.

Auto Insurance National High Risk Personal Auto Farmers Family Non Standard
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