description Drivewise by Allstate Overview
Drivewise, Allstates telematics program, allows drivers to earn discounts by monitoring their driving behavior through the Allstate Mobile app. The app tracks factors like speeding, hard braking, and cornering, providing drivers with feedback and opportunities to improve their driving skills. Its a well-established program backed by a major insurer.
insights Ranking position
Drivewise by Allstate ranks #13 of 28 in the Insurance ranking, behind Progressive, ahead of Travelers Property & Casualty Company.
balance Drivewise by Allstate Pros & Cons
- Potential premium discount
- Automatic trip tracking
- Provides driving feedback
- Phone tracking concerns
- Harsh braking penalties
- Trips may be misclassified
help Drivewise by Allstate FAQ
Does using Drivewise by Allstate increase your insurance rates?
No, Drivewise is strictly an opt-in telematics program used to reward safe driving behavior with cashback and discounts. Allstate states that enrolling in Drivewise will not increase your premium, even if your driving scores are poor.
How do you earn rewards through the Allstate Drivewise program?
Drivers earn rewards by maintaining safe driving habits tracked via the Allstate Mobile app, specifically avoiding speeds over 80 mph, hard braking, and sudden cornering. You also receive a sign-up bonus and completion rewards after a set period of safe driving.
Does the Drivewise app drain my phone's battery?
Because the Allstate Mobile app needs to use location services and motion sensors in the background to record trips, it can consume a noticeable amount of battery life. Allstate suggests keeping your phone plugged into a car charger while driving to mitigate battery drain.
Does Drivewise track my location everywhere I go?
Yes, the Drivewise app uses your phone's GPS to track your location, speed, and driving patterns while the vehicle is in motion. This data is used to calculate your driving score and determine your eligibility for safe driving rewards.
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