description Cigna HealthLink HMO Overview
Cigna HealthLink HMO is a managed care plan requiring members to select a primary care physician (PCP) who coordinates their care. This structure often leads to lower premiums compared to PPO plans. It emphasizes preventative care and offers a network of doctors and hospitals. While referrals are typically required to see specialists, the plan provides a cost-effective option for individuals comfortable with a more structured healthcare approach and prioritizing affordability.
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