Cleo - AI
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Cleo

9.1
Excellent
update Last updated: Mar 6, 2026
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description Cleo Overview

Cleo is an AI-powered financial assistant that interacts with users via a conversational chat interface. Designed primarily for Gen Z and younger millennials, it provides witty, personalized financial advice, tracks spending, and helps users build credit. The AI learns your spending habits and can even 'roast' you for overspending, making the budgeting process engaging rather than tedious. It is perfect for users who want a low-friction, interactive way to manage their money and receive real-time feedback on their financial decisions without looking at complex spreadsheets.

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