swap_horiz Fig Loans - Student Loan Refinancing Alternatives

1

EA

Earnest Student Loan Refinancing

Earnest differentiates itself by considering factors beyond just credit score, such as savings rate and employment histo...

Flexible Terms Income Based Repayment Graduate Loans Private Loans

8.9 Very Good

2

AS

Ascent Student Loans - Refinance

Ascent offers refinancing options with a co-signer option, which can be beneficial for borrowers with limited credit his...

Flexible Terms Graduate Loans Private Loans Co Signer Option

8.0 Very Good

3

SO

SoFi Student Loan Refinancing

SoFi offers competitive rates and a user-friendly platform for refinancing federal and private student loans. They provi...

Flexible Terms Student Rewards Private Loans Direct Payments

9.2 Excellent

4

Earnest

Earnest focuses on borrowers with a strong financial profile, often graduate students or professionals. They utilize a h...

Credit Score Income Based Repayment Flexible Payments Graduate Loans

8.9 Very Good

5

Earnest Student Loans

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide priva...

Data Driven Refinancing Private Loan Parent Loan

8.6 Very Good

6

CO

College Ave Student Loan Refinancing

College Ave offers a wide range of customized refinancing options, allowing borrowers to tailor their loan terms to thei...

Flexible Terms Graduate Loans Private Loans Parent Loans

8.3 Very Good

7

Discover

Discover is a household name in the financial sector, and their personal loan product lives up to their reputation for e...

Flexible Customer Service Reputation No Fees

7.7 Good

8

Citizens Bank Student Loans

Citizens Bank provides private student loans for undergraduate and graduate students, offering both fixed and variable i...

Rewards Program Private Loan Fixed Rate Parent Loan

7.7 Good

9

KI

Kiavi Student Loan Refinancing

Kiavi (formerly Credible) offers student loan refinancing with a focus on income verification. They provide a streamline...

Flexible Terms Fixed Rates Private Loans Variable Rates

7.0 Good

10

Kiavi

Kiavi provides student loan refinancing options with a focus on income-driven repayment plans and flexible terms. They c...

Credit History Flexible Terms Graduate Loans Private Loans

6.8 Fair

11

National Funding Student Loans

National Funding offers private student loans and refinancing options with a focus on flexible terms and co-signer optio...

Refinancing Flexible Terms Graduate Loans Private Loans

6.8 Fair

12

Kiavi Student Loans

Kiavi (formerly Sallie Mae Graduate Solutions) provides private student loans and refinancing options, specializing in g...

Refinancing Private Loan Income Based Repayment Flexible Payments

6.6 Fair

13

GR

GradGuard Student Loan Refinancing

GradGuard offers student loan refinancing with job-loss protection, providing temporary payment relief in case of unempl...

Flexible Terms Fixed Rates Private Loans Variable Rates

5.5 Average

14

Affirm

Affirm is widely considered the gold standard for transparent BNPL services. Unlike competitors that rely on late fees,...

Transparent Fintech No Late Fees Flexible Terms

9.6 Brilliant

15

SoFi Student Loans

SoFi offers both private student loans for undergraduates and graduates, as well as student loan refinancing options. Th...

Financial Planning Career Services Refinancing Private Loan

8.8 Very Good

16

Ascent Special Access Loan (Parent)

Ascents Special Access Loan for parents provides a unique benefit: scholarship opportunities for borrowers who demonstra...

Private Loan Fixed Rate Parent Loan Co Signer Option

8.6 Very Good

17

LE

LendKey

LendKey operates as a marketplace, connecting borrowers with a network of lenders, including credit unions and community...

Marketplace Comparison Tool Credit Union Private Loans

8.5 Very Good

18

Carvana Financing

Carvana offers financing directly to customers purchasing vehicles through their online platform. They provide a streaml...

Financing Options Used Cars No Credit Check Flexible Terms

8.5 Very Good

19

CO

CommonBond Student Loans

CommonBond offers private student loans and refinancing options with a focus on social impact. They donate to charity fo...

Student Friendly Social Impact Community Focus Refinancing

8.5 Very Good

20

College Ave

College Ave specializes in student loans and refinancing, offering a variety of options for undergraduates, graduates, a...

Flexible Terms Fixed Rate Graduate Loans Parent Loans

8.3 Very Good