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description Earnest Student Loan Refinancing Overview
Earnest differentiates itself by considering factors beyond just credit score, such as savings rate and employment history, for rate determination. This can benefit borrowers with strong financial profiles but potentially limited credit history. They offer flexible repayment options and allow borrowers to skip payments in certain circumstances. Loan amounts range from $5,000 to $750,000.
Earnest is particularly attractive to graduate students and professionals with stable incomes.
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