Best Graduate Loans

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Discover Student Loans
Discover Student Loans

Discovers Parent Loan offers a competitive interest rate and the option to apply with a co-signer, which can improve approval odds and potentially secure a lower rate. Discover provides a rewards prog...

9.2 Excellent
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2 Sallie Mae Student Loans
Sallie Mae Student Loans

Sallie Mae is a well-established private student loan provider offering both fixed and variable interest rates. They provide loans for undergraduate, graduate, and professional degree programs, with l...

9.2 Excellent
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3 College Ave Student Loans
College Ave Student Loans

College Aves Parent Loan stands out with its highly customizable repayment options, allowing families to tailor the loan to their budget. They offer a range of repayment periods and the ability to def...

9.0 Excellent
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4 Earnest Student Loan Refinancing
Earnest Student Loan Refinancing

Earnest differentiates itself by considering factors beyond just credit score, such as savings rate and employment history, for rate determination. This can benefit borrowers with strong financial pro...

8.9 Very Good
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5 Earnest
Earnest

Earnest focuses on borrowers with a strong financial profile, often graduate students or professionals. They utilize a holistic underwriting process, considering factors beyond just credit score, such...

8.9 Very Good
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6 Private Student Loans - Discover
Private Student Loans - Discover

Discover offers private student loans with a unique cash-back rewards program for borrowers who make on-time payments. They provide competitive interest rates and flexible repayment options, including...

8.6 Very Good
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7 Wells Fargo Student Loans
Wells Fargo Student Loans

Wells Fargos Parent Loan offers a range of repayment options, including deferred payments, providing flexibility for families. Borrowers can potentially qualify for an interest rate reduction by enrol...

8.4 Very Good
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8 SoFi Student Loans
SoFi Student Loans

SoFi offers private student loans and refinancing options for undergraduate and graduate students. They differentiate themselves by providing career services and financial planning resources to borrow...

8.3 Very Good
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9 Earnest Student Loans
Earnest Student Loans

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide private student loans for undergraduate and graduate students, focusing on borrowers...

8.3 Very Good
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10 College Ave Student Loan Refinancing
College Ave Student Loan Refinancing

College Ave offers a wide range of customized refinancing options, allowing borrowers to tailor their loan terms to their specific needs. They cater to various borrower profiles, including graduates,...

8.3 Very Good
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11 College Ave
College Ave

College Ave specializes in student loans and refinancing, offering a variety of options for undergraduates, graduates, and parents. They provide both fixed and variable interest rates, with competitiv...

8.3 Very Good
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12 Citizens Bank Student Loans
Citizens Bank Student Loans

Citizens Bank provides private student loans for undergraduate and graduate students, offering both fixed and variable interest rates. They have a co-signer program to help students with limited credi...

8.2 Very Good
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13 Ascent
Ascent

Ascent offers student loan refinancing with a unique co-signer program, allowing borrowers with limited credit history to qualify for better rates. They also provide non-co-signer options for borrower...

8.2 Very Good
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14 PenFed Student Loan
PenFed Student Loan

PenFed's Parent Loan offers competitive interest rates, but requires membership in the Pentagon Federal Credit Union. Borrowers benefit from a range of repayment options and a straightforward applicat...

8.0 Very Good
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15 Ascent Student Loans - Refinance
Ascent Student Loans - Refinance

Ascent offers refinancing options with a co-signer option, which can be beneficial for borrowers with limited credit history. They also cater to non-citizen borrowers. Loan amounts range from $1,000 t...

8.0 Very Good
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16 PenFed Student Loans
PenFed Student Loans

PenFed Student Loans, offered through the Pentagon Federal Credit Union, provides private student loans for undergraduate and graduate students. As a credit union, PenFed members may be eligible for a...

7.9 Good
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17 Navient Student Loans
Navient Student Loans

Navient offers private student loans for undergraduate and graduate students, as well as refinancing options for existing student loan debt. They provide a range of repayment plans, including income-d...

7.8 Good
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18 First Republic Student Loans
First Republic Student Loans

First Republic Student Loans caters to high-net-worth individuals and families seeking private student loan options. They offer personalized service and competitive rates, emphasizing a relationship-b...

7.7 Good
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19 Wells Fargo Refinance Loans
Wells Fargo Refinance Loans

Wells Fargo offers student loan refinancing options for those looking to consolidate and potentially lower their interest rates. While they no longer originate new student loans, they continue to serv...

7.2 Good
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20 CommonBond Student Loans
CommonBond Student Loans

CommonBond offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbear...

7.0 Good
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21 Kiavi
Kiavi

Kiavi provides student loan refinancing options with a focus on income-driven repayment plans and flexible terms. They cater to graduate students and professionals with strong credit histories. Kiavi...

6.8 Fair
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22 GradPlus Loans
GradPlus Loans

GradPlus Loans are a private student loan option that caters to graduate students. They offer both fixed and variable interest rates, and a range of repayment options. While they can be a viable optio...

6.0 Fair
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23 Kiavi Student Loans
Kiavi Student Loans

Kiavi offers student loan refinancing and private student loans with income-driven repayment options. They focus on borrowers with strong credit profiles. While they offer competitive rates, private l...

5.8 Average
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