Best Graduate Loans

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Best 1 Federal Direct PLUS Loan (Graduate)
Federal Direct PLUS Loan (Graduate)

Federal Direct PLUS Loans are available to graduate students and parents of dependent undergraduate students. They require a credit check and have higher interest rates than subsidized loans. PLUS loa...

9.2 Excellent
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2 Earnest
Earnest

Earnest focuses on borrowers with a strong financial profile, often graduate students or professionals. They utilize a holistic underwriting process, considering factors beyond just credit score, such...

9.0 Excellent
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3 Earnest Student Loan Refinancing
Earnest Student Loan Refinancing

Earnest differentiates itself by considering factors beyond just credit score, such as savings rate and employment history, for rate determination. This can benefit borrowers with strong financial pro...

8.9 Very Good
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4 Private Student Loans - Discover
Private Student Loans - Discover

Discover offers private student loans with a unique cash-back rewards program for borrowers who make on-time payments. They provide competitive interest rates and flexible repayment options, including...

8.7 Very Good
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5 SoFi Student Loans
SoFi Student Loans

SoFi offers both private student loans for undergraduates and graduates, as well as student loan refinancing options. They are known for competitive interest rates, often lower than federal loan rates...

8.7 Very Good
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6 Earnest Student Loans
Earnest Student Loans

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide private student loans for undergraduate and graduate students, focusing on borrowers...

8.7 Very Good
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7 CommonBond Student Loans
CommonBond Student Loans

CommonBond offers private student loans and refinancing options with a focus on social impact. They donate to charity for every loan disbursed and offer discounts for borrowers who work in public serv...

8.5 Very Good
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8 Navient Student Loans
Navient Student Loans

Navient offers private student loans for undergraduate and graduate students, as well as refinancing options for existing student loan debt. They provide a range of repayment plans, including income-d...

8.3 Very Good
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9 College Ave Student Loan Refinancing
College Ave Student Loan Refinancing

College Ave offers a wide range of customized refinancing options, allowing borrowers to tailor their loan terms to their specific needs. They cater to various borrower profiles, including graduates,...

8.3 Very Good
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10 Ascent
Ascent

Ascent offers student loan refinancing with a unique co-signer program, allowing borrowers with limited credit history to qualify for better rates. They also provide non-co-signer options for borrower...

8.3 Very Good
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11 College Ave
College Ave

College Ave specializes in student loans and refinancing, offering a variety of options for undergraduates, graduates, and parents. They provide both fixed and variable interest rates, with competitiv...

8.3 Very Good
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12 Ascent Student Loans
Ascent Student Loans

Ascent offers private student loans and refinancing options, with a unique co-signer program to help students build credit. They also provide scholarship opportunities to reduce borrowing needs. Ascen...

8.2 Very Good
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13 Wells Fargo Student Loans
Wells Fargo Student Loans

Wells Fargo offers private student loans and refinancing options, leveraging its reputation as a large, established financial institution. They provide federal loan consolidation services. Loan amount...

8.1 Very Good
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14 PenFed Student Loan
PenFed Student Loan

PenFed's Parent Loan offers competitive interest rates, but requires membership in the Pentagon Federal Credit Union. Borrowers benefit from a range of repayment options and a straightforward applicat...

8.0 Very Good
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15 Ascent Student Loans - Refinance
Ascent Student Loans - Refinance

Ascent offers refinancing options with a co-signer option, which can be beneficial for borrowers with limited credit history. They also cater to non-citizen borrowers. Loan amounts range from $1,000 t...

8.0 Very Good
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16 First Republic Student Loans
First Republic Student Loans

First Republic Student Loans caters to high-net-worth individuals and families seeking private student loan options. They offer personalized service and competitive rates, emphasizing a relationship-b...

7.9 Good
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17 Discover Student Loans
Discover Student Loans

Discovers Parent Loan offers a competitive interest rate and the option to apply with a co-signer, which can improve approval odds and potentially secure a lower rate. Discover provides a rewards prog...

7.9 Good
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18 Citizens Bank Student Loans
Citizens Bank Student Loans

Citizens Bank provides private student loans for undergraduate and graduate students, offering both fixed and variable interest rates. They have a co-signer program to help students with limited credi...

7.6 Good
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19 Sallie Mae Student Loans
Sallie Mae Student Loans

Sallie Mae is a well-established private student loan provider offering both fixed and variable interest rates. They provide loans for undergraduate, graduate, and professional degree programs, with l...

7.6 Good
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20 PenFed Student Loans
PenFed Student Loans

PenFed Student Loans, offered through the Pentagon Federal Credit Union, provides private student loans for undergraduate and graduate students. As a credit union, PenFed members may be eligible for a...

7.5 Good
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21 Navy Federal Credit Union Student Loans
Navy Federal Credit Union Student Loans

Navy Federal Credit Union offers private student loans and refinancing options, primarily serving military members and their families. They provide competitive rates and military-specific benefits. Lo...

7.3 Good
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22 Wells Fargo Refinance Loans
Wells Fargo Refinance Loans

Wells Fargo offers student loan refinancing options for those looking to consolidate and potentially lower their interest rates. While they no longer originate new student loans, they continue to serv...

7.3 Good
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23 College Ave Student Loans
College Ave Student Loans

College Ave offers a wide range of private student loans, including options for undergraduates, graduates, and parents. They are known for their flexible repayment options, including deferred payments...

7.3 Good
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24 Kiavi
Kiavi

Kiavi provides student loan refinancing options with a focus on income-driven repayment plans and flexible terms. They cater to graduate students and professionals with strong credit histories. Kiavi...

7.0 Good
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25 National Funding Student Loans
National Funding Student Loans

National Funding offers private student loans and refinancing options with a focus on flexible terms and co-signer options. They cater to undergraduates and graduates. Loan amounts vary based on indiv...

6.7 Fair
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26 Kiavi Student Loans
Kiavi Student Loans

Kiavi (formerly Sallie Mae Graduate Solutions) provides private student loans and refinancing options, specializing in graduate student loans. They offer income-based repayment options and flexible pa...

6.7 Fair
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27 Student Loan Finance
Student Loan Finance

Student Loan Finance is a comparison website that helps borrowers find private student loans and refinancing options from various lenders. They provide a platform for rate shopping and comparing terms...

6.5 Fair
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28 Loanry Student Loans
Loanry Student Loans

Loanry is a peer-to-peer lending platform that connects borrowers with individual lenders for student loans and refinancing. They offer a unique crowdfunding approach to lending. Loan amounts vary bas...

6.2 Fair
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29 Credible Student Loans
Credible Student Loans

Credible is a comparison website that allows borrowers to compare rates from multiple student loan lenders. They provide a platform for rate shopping and finding the best terms. Loan amounts and terms...

6.1 Fair
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30 Springleaf Financial Student Loans
Springleaf Financial Student Loans

Springleaf Financial offers personal loans that can be used for student loan repayment, but they are not specifically marketed as student loans. They offer variable interest rates. Loan amounts vary b...

5.5 Average
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