Best Repayment Plans

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Federal Direct PLUS Loan (Graduate)
Federal Direct PLUS Loan (Graduate)

Federal Direct PLUS Loans are available to graduate students and parents of dependent undergraduate students. They require a credit check and have higher interest rates than subsidized loans. PLUS loa...

9.2 Excellent
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2 CIT Bank Student Loans
CIT Bank Student Loans

CIT Bank offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forbear...

8.7 Very Good
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3 CommonBond Student Loans
CommonBond Student Loans

CommonBond offers private student loans and refinancing options with a focus on social impact. They donate to charity for every loan disbursed and offer discounts for borrowers who work in public serv...

8.5 Very Good
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4 Smarthost Student Loans
Smarthost Student Loans

Smarthost offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbeara...

8.5 Very Good
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5 LendKey Student Loans
LendKey Student Loans

LendKey offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbearanc...

8.4 Very Good
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6 Meredith Financial Student Loans
Meredith Financial Student Loans

Meredith Financial offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and...

8.2 Very Good
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7 EdFinancial Student Loans
EdFinancial Student Loans

EdFinancial offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forb...

8.1 Very Good
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8 LendUp Student Loans
LendUp Student Loans

LendUp offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbearance...

7.9 Good
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9 Discover Student Loans
Discover Student Loans

Discovers Parent Loan offers a competitive interest rate and the option to apply with a co-signer, which can improve approval odds and potentially secure a lower rate. Discover provides a rewards prog...

7.9 Good
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10 Sallie Mae Parent Plus Loans
Sallie Mae Parent Plus Loans

Sallie Mae Parent Plus Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by Sallie Mae. While they...

7.7 Good
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11 Upstart Student Loans
Upstart Student Loans

Upstart offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forbeara...

7.7 Good
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12 Discover Parent Loans
Discover Parent Loans

Discover Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by Discover. While they require a...

7.6 Good
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13 Sallie Mae Student Loans
Sallie Mae Student Loans

Sallie Mae is a well-established private student loan provider offering both fixed and variable interest rates. They provide loans for undergraduate, graduate, and professional degree programs, with l...

7.6 Good
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14 College Ave Parent Loans
College Ave Parent Loans

College Ave Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by College Ave. While they req...

7.4 Good
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15 CIT Bank Parent Loans
CIT Bank Parent Loans

CIT Bank Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by CIT Bank. While they require a...

7.4 Good
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16 College Ave Student Loans
College Ave Student Loans

College Ave offers a wide range of private student loans, including options for undergraduates, graduates, and parents. They are known for their flexible repayment options, including deferred payments...

7.3 Good
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17 Meredith Financial Parent Loans
Meredith Financial Parent Loans

Meredith Financial Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by Meredith Financial....

7.2 Good
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18 Credible Student Loans
Credible Student Loans

Credible is a comparison website that allows borrowers to compare rates from multiple student loan lenders. They provide a platform for rate shopping and finding the best terms. Loan amounts and terms...

6.1 Fair
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