Best Variable Rate

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 SoFi Personal Loans
SoFi Personal Loans
From Varies (7.99% APR+ based on creditworthiness)

SoFi offers personal loans ranging from $5,000 to $100,000 with competitive, fixed interest rates starting as low as 7.99% (depending on creditworthiness). A key benefit for families is the ability to...

9.2 Excellent
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2 Private Student Loans - Sallie Mae
Private Student Loans - Sallie Mae

Sallie Mae is a major private student loan provider offering options for graduate and professional programs. They often have competitive interest rates, particularly for borrowers with strong credit....

8.9 Very Good
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3 SoFi Student Loans
SoFi Student Loans

SoFi offers both private student loans for undergraduates and graduates, as well as student loan refinancing options. They are known for competitive interest rates, often lower than federal loan rates...

8.7 Very Good
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4 College Ave
College Ave

College Ave specializes in student loans and refinancing, offering a variety of options for undergraduates, graduates, and parents. They provide both fixed and variable interest rates, with competitiv...

8.3 Very Good
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5 Wells Fargo Student Loans
Wells Fargo Student Loans

Wells Fargo offers private student loans and refinancing options, leveraging its reputation as a large, established financial institution. They provide federal loan consolidation services. Loan amount...

8.1 Very Good
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6 Citizens Bank
Citizens Bank

Citizens Bank provides a range of mortgage products and services, often benefiting families who already have a relationship with the bank. They offer various loan types, including fixed-rate and adjus...

7.9 Good
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7 Citizens Bank Student Loans
Citizens Bank Student Loans

Citizens Bank provides private student loans for undergraduate and graduate students, offering both fixed and variable interest rates. They have a co-signer program to help students with limited credi...

7.6 Good
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8 Sallie Mae Student Loans
Sallie Mae Student Loans

Sallie Mae is a well-established private student loan provider offering both fixed and variable interest rates. They provide loans for undergraduate, graduate, and professional degree programs, with l...

7.6 Good
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9 PenFed Student Loans
PenFed Student Loans

PenFed Student Loans, offered through the Pentagon Federal Credit Union, provides private student loans for undergraduate and graduate students. As a credit union, PenFed members may be eligible for a...

7.5 Good
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10 Wells Fargo Refinance Loans
Wells Fargo Refinance Loans

Wells Fargo offers student loan refinancing options for those looking to consolidate and potentially lower their interest rates. While they no longer originate new student loans, they continue to serv...

7.3 Good
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11 Texas Farm Bureau Student Loans
Texas Farm Bureau Student Loans

Texas Farm Bureau offers student loans and refinancing options primarily to Texas residents. They provide both fixed and variable interest rates and a range of repayment plans. This option is niche, c...

7.2 Good
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12 SimpleLoan
SimpleLoan

SimpleLoan offers student loan refinancing with a focus on a streamlined online application process. They provide both fixed and variable interest rates and cater to borrowers with good credit. Simple...

7.1 Good
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13 Kia Motors Finance Student Loans
Kia Motors Finance Student Loans

Kia Motors Finance offers student loans and refinancing options, often tied to promotions or incentives related to purchasing a Kia vehicle. They provide both fixed and variable interest rates. This i...

7.0 Good
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14 Educational Credit Union Student Loans
Educational Credit Union Student Loans

Educational Credit Union offers student loans and refinancing options primarily to members within their service area. They provide both fixed and variable interest rates. Credit union membership is re...

6.5 Fair
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15 PNC Student Loans
PNC Student Loans

PNC offers private student loans and refinancing options, often linked to existing banking relationships. They provide both fixed and variable interest rates. PNC is a large national bank, but its stu...

6.3 Fair
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16 Springleaf Financial Student Loans
Springleaf Financial Student Loans

Springleaf Financial offers personal loans that can be used for student loan repayment, but they are not specifically marketed as student loans. They offer variable interest rates. Loan amounts vary b...

5.5 Average
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17 Avant Student Loans
Avant Student Loans

Avant offers personal loans that can be used for student loan repayment, but they are not specifically marketed as student loans. They offer variable interest rates. Loan amounts vary based on individ...

5.3 Average
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