Best Refinancing

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide private student loans for undergraduate and graduate students, focusing on borrowers...

Upstart utilizes an AI-powered underwriting model that considers factors beyond traditional credit scores, like education and employment history. This can make it accessible to borrowers with limited...

CommonBond offers private student loans and refinancing options with a focus on social impact. They donate to charity for every loan disbursed and offer discounts for borrowers who work in public serv...

PennyMac Loan Services is an independent mortgage banker known for its competitive rates and wide range of loan products. They offer both fixed-rate and adjustable-rate mortgages, as well as jumbo loa...

Navient offers private student loans for undergraduate and graduate students, as well as refinancing options for existing student loan debt. They provide a range of repayment plans, including income-d...

Wells Fargo offers private student loans and refinancing options, leveraging its reputation as a large, established financial institution. They provide federal loan consolidation services. Loan amount...

PenFed's Parent Loan offers competitive interest rates, but requires membership in the Pentagon Federal Credit Union. Borrowers benefit from a range of repayment options and a straightforward applicat...

Wells Fargo Auto Loans offers a range of financing options for families purchasing new or used vehicles. They provide a user-friendly online application process and competitive interest rates. A co-si...

Guild Mortgage is a well-established lender that focuses on providing a personalized, local experience through its network of branches. They are particularly strong in purchase loans and have a long h...

PenFed Student Loans, offered through the Pentagon Federal Credit Union, provides private student loans for undergraduate and graduate students. As a credit union, PenFed members may be eligible for a...

Regions Bank offers auto loans with an online application process and financing options for both new and used vehicles. They provide loan protection plans and refinancing options. While they generally...

New American Funding is a large, independent mortgage lender that offers a wide variety of loan products, including many that are designed for underserved communities and unique financial situations....

AmeriHome Mortgage is a national lender with a network of local branches, providing a blend of online convenience and personalized service. They offer a variety of mortgage products, including fixed-r...

Navy Federal Credit Union offers private student loans and refinancing options, primarily serving military members and their families. They provide competitive rates and military-specific benefits. Lo...

Wells Fargo offers student loan refinancing options for those looking to consolidate and potentially lower their interest rates. While they no longer originate new student loans, they continue to serv...

Texas Farm Bureau offers student loans and refinancing options primarily to Texas residents. They provide both fixed and variable interest rates and a range of repayment plans. This option is niche, c...

Vineyard Mortgage is an online mortgage lender offering competitive rates and a streamlined application process. Families looking for a straightforward mortgage experience may find Vineyard Mortgage a...

AmeriSave Mortgage is a well-established online lender that focuses on providing a low-cost, efficient mortgage experience. By operating primarily online, they are able to keep their overhead low and...

Kia Motors Finance offers student loans and refinancing options, often tied to promotions or incentives related to purchasing a Kia vehicle. They provide both fixed and variable interest rates. This i...

First Republic Bank offers private student loans and refinancing options, typically catering to high-net-worth individuals and families. They provide personalized service and fixed interest rates. Thi...

National Funding offers private student loans and refinancing options with a focus on flexible terms and co-signer options. They cater to undergraduates and graduates. Loan amounts vary based on indiv...

Kiavi (formerly Sallie Mae Graduate Solutions) provides private student loans and refinancing options, specializing in graduate student loans. They offer income-based repayment options and flexible pa...

Educational Credit Union offers student loans and refinancing options primarily to members within their service area. They provide both fixed and variable interest rates. Credit union membership is re...

Student Loan Finance is a comparison website that helps borrowers find private student loans and refinancing options from various lenders. They provide a platform for rate shopping and comparing terms...

Radiant Loans is an online mortgage lender focused on providing competitive rates and a simplified application process. Families looking for a straightforward mortgage experience may find Radiant Loan...

PNC offers private student loans and refinancing options, often linked to existing banking relationships. They provide both fixed and variable interest rates. PNC is a large national bank, but its stu...

Freedom Mortgage is one of the largest lenders in the United States, with a particular focus on government-backed loans like FHA and VA. They are a major player in the mortgage servicing industry, whi...

Loanry is a peer-to-peer lending platform that connects borrowers with individual lenders for student loans and refinancing. They offer a unique crowdfunding approach to lending. Loan amounts vary bas...

LoanSimple is an online mortgage lender focused on providing a simplified application process. Families seeking a quick and easy mortgage experience may find LoanSimple appealing. They offer a variety...