Best Mobile Banking

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Capital One 360 Checking
Capital One 360 Checking
Free Plan Available

Capital One 360 Checking appeals to seniors with its simple, no-fee structure and accessible customer support. The mobile app is highly rated for its ease of use and features like mobile check deposit...

9.5 Brilliant
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2 SoFi Savings
SoFi Savings
Free Plan Available

SoFi Savings offers a highly competitive APY, consistently above the national average, with no minimum balance requirements. Its part of the broader SoFi suite of financial products, allowing for seam...

9.5 Brilliant
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3 Nubank
Nubank
Free Plan Available

Nubank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting tool...

9.4 Excellent
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4 BBVA Compass
BBVA Compass
Free Plan Available

BBVA Compass offers a no-fee, interest-bearing checking account with up to 4.50% APY. It provides unlimited transactions, no minimum balance, and access to a mobile app with budgeting tools. BBVA Comp...

9.4 Excellent
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5 Discover Bank Online Checking
Discover Bank Online Checking
Free Plan Available

Discover Bank's Online Checking account combines a competitive APY with the potential for cashback rewards. Account holders can earn rewards by meeting certain monthly requirements, like making a dir...

9.3 Excellent
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6 Capital One 360
Capital One 360
Free Plan Available

Capital One 360 delivers a comprehensive online banking experience as part of one of America's largest financial institutions. It offers a full suite of banking products including checking and savings...

9.3 Excellent
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7 Chase Total Checking
Chase Total Checking
Free Plan Available From Free (monthly fee waivable)

Chase Total Checking is a widely accessible account with a focus on simplicity. It requires no minimum balance to avoid monthly fees, a significant benefit for seniors on fixed incomes. Chase offers r...

9.2 Excellent
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8 BBVA
BBVA
Free Plan Available

BBVA is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting tools....

9.0 Excellent
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9 BECU
BECU

BECU (Boeing Employees Credit Union), serving the Pacific Northwest, has expanded its membership beyond Boeing employees to include a broader community. They are known for their commitment to communit...

8.8 Very Good
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10 American Express
American Express

American Express is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budg...

8.8 Very Good
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11 Capital One 360 Performance Checking
Capital One 360 Performance Checking

Capital One 360 Performance Checking stands out with its competitive interest rate, significantly higher than many traditional checking accounts. It's entirely online and mobile-based, offering a stre...

8.7 Very Good
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12 Varo Bank Savings and Checking Account
Varo Bank Savings and Checking Account

Varo Bank's Savings and Checking Account is a mobile-first banking solution with no monthly fees and no minimum balance requirements. It offers a competitive interest rate on both savings and checking...

8.6 Very Good
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13 Capital One
Capital One

Capital One offers a unique advantage by combining a robust online banking platform with a network of physical branches and 'Capital One Cafes.' Their 360 CDs are highly competitive, featuring no mini...

8.6 Very Good
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14 Capital One 360 Performance Savings
Capital One 360 Performance Savings

Capital One 360 offers a unique advantage: the high yields of an online bank combined with the convenience of a national physical branch network. This hybrid model is perfect for users who want the be...

8.6 Very Good
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15 Wells Fargo Everyday Checking
Wells Fargo Everyday Checking

Wells Fargo Everyday Checking is a solid, traditional banking option for those who value physical accessibility. With thousands of branches and ATMs across the country, it is easy to find support when...

8.5 Very Good
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16 SoFi Money
SoFi Money

SoFi Money is a comprehensive cash management account that combines checking and savings features into one high-yield product. It offers a debit card, no account fees, and a modern, feature-rich mobil...

8.5 Very Good
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17 Varo Bank
Varo Bank

Varo Bank distinguishes itself as a fully chartered online bank offering a complete banking solution without any monthly fees or minimum balance requirements. It provides both checking and savings acc...

8.5 Very Good
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18 Citibank
Citibank

Citibank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting to...

8.4 Very Good
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19 TruMark Credit Union
TruMark Credit Union

TruMark Credit Union focuses on community involvement and providing accessible financial services. They offer a range of products, including competitive mortgage rates and rewards programs. Their onli...

8.2 Very Good
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20 Truist
Truist

Truist is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer supp...

8.1 Very Good
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21 PNC Virtual Wallet
PNC Virtual Wallet

PNC Virtual Wallet is a unique checking account that combines a checking and savings account into a single, visual interface. It is designed to help users see their money in three 'buckets': Spend, Re...

8.1 Very Good
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22 Copper Checking
Copper Checking

Copper Checking is a mobile-first bank offering a checking account with no monthly fees and no minimum balance requirements. It provides access to a network of over 70,000 ATMs through Allpoint and DC...

8.0 Very Good
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23 Regions Bank
Regions Bank

Regions Bank is a leading mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized custo...

8.0 Very Good
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24 Radius Bank (LendingClub)
Radius Bank (LendingClub)

Now part of LendingClub, the former Radius Bank offers a high-yield checking account that is highly competitive in the online space. It is perfect for users who want to earn interest on their checking...

8.0 Very Good
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25 BankMobile Vibe Checking
BankMobile Vibe Checking

BankMobile Vibe Checking is a fee-free checking account with no minimum balance requirements. It provides access to a network of over 55,000 ATMs through Allpoint. BankMobile offers early direct depos...

7.9 Good
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26 KeyBank
KeyBank

KeyBank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting too...

7.9 Good
Visit
27 TD Bank
TD Bank

TD Bank is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer sup...

7.9 Good
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28 Morgan Stanley
Morgan Stanley

Morgan Stanley is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budget...

7.8 Good
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29 Upgrade
Upgrade

Leigh Whannells 'Upgrade' is a lean, mean, and highly entertaining sci-fi action-horror film. After a brutal mugging leaves him paralyzed, a man is implanted with an experimental AI chip called STEM t...

7.6 Good
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30 One Finance
One Finance

One Finance is a unique banking platform that focuses on 'pockets'sub-accounts that allow users to organize their money for different purposes, such as bills, savings, and spending. It is perfect for...

7.3 Good
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