Best Online Banking

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trending_up Scored across 12 criteria

Rankings use category fit, feature coverage, pricing signals, public reception, and recency. Affiliate relationships do not affect scores.

emoji_events Best Online Banking Rankings
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0.0 - 10.0
Best 1 SoFi
SoFi

SoFi has evolved from a peer-to-peer lending platform to a comprehensive financial services provider, offering competitive high-yield savings accounts and checking accounts with early direct deposit....

8.57 Excellent
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2 Discover Bank
Discover Bank

Discover Bank provides a well-rounded online banking experience, particularly appealing to those seeking rewards and cashback. Their CashBack Debit Account offers rewards on everyday purchases, while...

8.54 Excellent
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3 Ally Bank Money Market Account
Ally Bank Money Market Account

Ally Bank consistently offers competitive APYs on its Money Market Account, making it a top choice for savers seeking a balance of high returns and accessibility. The account boasts no monthly mainten...

8.54 Excellent
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4 Mercury
Mercury

Mercury is a premier online banking platform specifically built for startups and tech companies. It offers a sleek, high-performance interface that allows businesses to manage their finances with ease...

8.53 Excellent
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5 Marcus by Goldman Sachs
Marcus by Goldman Sachs

Marcus by Goldman Sachs offers a high-yield savings account backed by the financial strength of Goldman Sachs. The account features a competitive APY and a simple, user-friendly digital platform. The...

8.50 Excellent
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6 Ally Bank Interest Checking
Ally Bank Interest Checking

Ally Bank's Interest Checking account stands out with its competitive interest rate, significantly higher than most traditional checking accounts. It boasts no monthly maintenance fees and no minimum...

8.44 Excellent
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7 Chase First Banking
Chase First Banking

Chase First Banking is a joint account for kids and teens aged 617 with a debit card, spending limits, and real-time alerts for parents. No monthly service fee.

8.25 Excellent
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8 Capital One
Capital One

Capital One offers competitive CD rates and the added benefit of physical branch access for those who prefer in-person banking. Their online platform is user-friendly, and they provide a variety of CD...

8.19 Excellent
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9 Chase College Checking
Chase College Checking

Chase College Checking is designed specifically for students aged 1724. It offers a no-monthly-fee experience with the added benefit of Chase's massive infrastructure. Students can enjoy easy access t...

8.16 Excellent
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10 Alliant Credit Union Teen Checking
Alliant Credit Union Teen Checking

Alliant Credit Union offers a teen checking account with a free debit card, no monthly fees, and competitive APY on balances. It includes mobile check deposit and ATM fee rebates.

8.10 Excellent
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11 Navy Federal Credit Union Student Checking
Navy Federal Credit Union Student Checking

Navy Federal offers a Student Checking account for teens with no monthly fees, a free debit card, and access to a large ATM network. It also includes mobile deposit and alerts.

8.06 Excellent
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12 Bask Bank
Bask Bank

Bask Bank is a unique online bank that rewards you for simply holding an account. They offer a high-yield savings account and a checking account with cashback rewards at participating retailers. Bask...

8.05 Excellent
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13 Chime Bank
Chime Bank

Chime Bank is a mobile-first bank offering fee-free checking and savings accounts. It features early direct deposit, a debit card with no ATM fees within a network, and a focus on simplicity. Chimes a...

8.00 Excellent
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14 Revolut Business
Revolut Business

Revolut Business is a fintech platform offering business accounts with multi-currency support and international payment capabilities. It provides a range of features, including expense management and...

7.87 Very Good
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15 Upgrade
Upgrade

Upgrade offers a range of financial products, including credit cards, loans, and high-yield savings accounts. Its online platform provides a convenient way to manage finances and access credit and loa...

7.84 Very Good
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16 LendingClub Bank
LendingClub Bank

LendingClub Bank combines checking and savings accounts with access to personal loans and credit-building tools. The platform offers a streamlined online experience and integrates seamlessly with Lend...

7.83 Very Good
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17 Synchrony Bank
Synchrony Bank

Synchrony Bank specializes in high-yield savings accounts and CDs, alongside a range of credit card offerings. Known for its partnerships with major retailers, Synchrony provides a convenient banking...

7.83 Very Good
18 U.S. Bank Student Checking
U.S. Bank Student Checking

U.S. Bank offers a dedicated student checking account that provides the security and reach of a major national bank with the perks of a student plan. It features no monthly maintenance fees and provid...

7.79 Very Good
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19 BusyKid
BusyKid

BusyKid helps teens earn, save, share, and invest through a prepaid debit card and app. Parents assign chores and set up automatic allowances with spending controls.

7.74 Very Good
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20 Bank of America Advantage Banking
Bank of America Advantage Banking

Bank of America's Advantage Banking is a versatile account that can be tailored to student needs. It offers various tiers, but the standard version provides a solid foundation for students with no mon...

7.72 Very Good
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21 Current
Current

Current is a digital banking platform that offers a high-yield checking account with no monthly fees. It focuses on providing a seamless experience for users who want to earn rewards and interest whil...

7.71 Very Good
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22 BECU Teen Checking
BECU Teen Checking

A low-cost teen checking account with no monthly fee and free access to BECU ATMs. Comes with a debit card and online banking.

7.70 Very Good
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23 Revolut Junior
Revolut Junior

Revolut Junior offers a teen debit card with in-app budgeting, savings goals, and parent-controlled permissions. It supports multiple currencies and includes spending notifications.

7.66 Very Good
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24 Marcus by Goldman Sachs Money Market Account
Marcus by Goldman Sachs Money Market Account

Marcus by Goldman Sachs offers a highly competitive Money Market Account with a focus on simplicity and digital accessibility. The account features a consistently attractive APY and no monthly mainten...

7.63 Very Good
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25 PNC Virtual Wallet Student
PNC Virtual Wallet Student

A digital banking solution for teens with Spend, Reserve, and Growth accounts. Includes budgeting tools and low fees.

7.60 Very Good
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26 Varo Bank
Varo Bank

Varo Bank is a fintech company offering a mobile-first banking experience with a focus on financial inclusion. It provides fee-free banking services, early paycheck access, and credit-building tools....

7.57 Very Good
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27 RoosterMoney
RoosterMoney

RoosterMoney is an allowance and chore app that helps teens track earnings, set savings goals, and learn money basics. It offers a prepaid card option for real-world spending.

7.54 Very Good
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28 BECU Student Checking
BECU Student Checking

BECU Student Checking provides free checking for teens 1324 with a debit card, mobile banking, and no monthly fees. It includes automatic savings transfers and ATM fee refunds.

7.54 Very Good
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29 TD Bank Teen Checking
TD Bank Teen Checking

No monthly fee for teens 13-17 when linked to a parent's TD account. Includes a debit card and mobile banking.

7.50 Very Good
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30 PNC Student Banking
PNC Student Banking

PNC Student Banking is a solid choice for students who want the security of a major bank with no monthly maintenance fees. It provides access to PNC's extensive ATM network and offers a user-friendly...

7.48 Very Good
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