Best Checking Account

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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0.0 10.0
Best 1 Wells Fargo Student Checking Platinum
Wells Fargo Student Checking Platinum
Free Plan Available

While technically a checking account with a credit card component, the Wells Fargo Student Checking Platinum offers a valuable combination. It provides cash back rewards on purchases, no monthly fees...

8.9 Very Good
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2 Radius Bank
Radius Bank

Radius Bank offers a checking account with a competitive APY and an early payday feature, allowing users to access their paychecks up to two days early. They also provide a savings account with a dece...

8.4 Very Good
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3 American Express National Bank
American Express National Bank

American Express National Bank brings its legendary customer service and brand trust to the CD market. Their CD offerings are simple, transparent, and consistently offer competitive APYs. With a $500...

8.4 Very Good
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4 Popular Direct
Popular Direct

Popular Direct is a division of Popular Bank that offers a high-yield savings account with a competitive APY and no monthly fees. It is designed for savers who want a simple, secure, and high-interest...

8.0 Very Good
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5 Simple Checking with Savings Boost
Simple Checking with Savings Boost

Simple Checking combines a checking account with a savings boost feature. While not a dedicated savings account, the savings boost provides a competitive APY on funds set aside. It's fee-free and offe...

7.9 Good
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6 LendingClub Bank
LendingClub Bank

LendingClub Bank offers checking and savings accounts with rewards and competitive rates. Their checking account provides cashback rewards on purchases, while the savings account offers a decent APY....

7.8 Good
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7 Simple Business Checking Account with Credit Card
Simple Business Checking Account with Credit Card

Simple offers a combined checking account and credit card solution designed for ease of use and expense management. The credit card provides rewards on purchases, and the integrated checking account s...

7.7 Good
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8 myVesting
myVesting

myVesting offers a high-yield checking account with cashback rewards and a savings account with a competitive APY. They provide a user-friendly online banking experience with features like mobile chec...

7.6 Good
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9 First Internet Bank of Indiana
First Internet Bank of Indiana

First Internet Bank of Indiana offers competitive interest rates on savings and checking accounts, providing a straightforward online banking experience. As an online-only institution, they focus on e...

7.6 Good
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10 Copper Bank
Copper Bank

Copper Bank is a newer online bank focused on providing a simple and accessible banking experience. They offer a checking account with early paycheck access and a savings account with competitive rate...

7.5 Good
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11 Simple (acquired by PNC)
Simple (acquired by PNC)

Simple, now integrated into PNC, was known for its budgeting and automatic savings features. While the original Simple platform is no longer available, its functionality has been incorporated into PNC...

7.5 Good
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12 FNBO Direct
FNBO Direct

FNBO Direct offers competitive interest rates on both savings and checking accounts, appealing to seniors seeking to maximize their returns. They provide robust online banking tools and excellent cust...

7.4 Good
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13 myONE
myONE

myONE, a credit union, offers online banking services with competitive rates and a focus on member benefits. They provide a range of financial products, including checking and savings accounts. While...

7.3 Good
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14 Bank Novo
Bank Novo

Bank Novo is primarily geared towards small businesses and freelancers, offering a checking account with integrated payment processing and budgeting tools. While it can be used for personal banking, i...

7.2 Good
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15 Destiny Bank
Destiny Bank

Destiny Bank provides a checking account with cashback rewards and a savings account with a competitive APY. They offer a user-friendly online banking experience. Destiny Bank is a newer online bank f...

7.0 Good
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16 BankFive
BankFive

BankFive, a regional bank with an online presence, offers competitive high-yield savings accounts and CDs. They provide a straightforward online platform and a range of term lengths for CDs. While the...

7.0 Good
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17 EverBank
EverBank

EverBank, now part of Wells Fargo, previously offered competitive high-yield savings accounts and CDs. While the EverBank brand is being phased out, some of its products and rates may still be availab...

6.8 Fair
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18 Current
Current

Current is a modern mobile banking platform targeting younger customers and families with its innovative approach to everyday banking. It offers a spending account with a Visa debit card, joint accoun...

6.5 Fair
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19 Green Dot Bank
Green Dot Bank

Green Dot Bank offers a prepaid debit card checking account. While not a traditional checking account, it provides many of the same features, including online and mobile banking, bill pay, and direct...

6.4 Fair
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20 GoHenry
GoHenry

GoHenry is a popular fintech app that focuses heavily on financial education through gamified lessons and tasks. It provides a debit card for kids and teens, allowing them to manage their own money wh...

6.2 Fair
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21 PayPal Cash Card
PayPal Cash Card

The PayPal Cash Card offers a checking account experience integrated with the PayPal platform. Users can access their PayPal balance and make purchases with a debit card. PayPal Cash Card provides a m...

5.9 Average
22 BankMobile
BankMobile

BankMobile is a digital banking platform often associated with universities and credit unions. They offer checking and savings accounts with no monthly fees and a mobile-first banking experience. Bank...

4.8 Poor
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