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Ally Bank Checking Account

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description Ally Bank Checking Account Overview

This checking product complements the high-yield savings by providing a modern, low-fee daily spending account. It maintains Ally's reputation for superior UX, making day-to-day money management simple and transparent. Its perfect for users who want the best of both worlds: high savings rates and an easy-to-use spending account.

help Ally Bank Checking Account FAQ

Does the Ally Bank Checking Account charge monthly maintenance fees?

No, the Ally Interest Checking Account does not charge any monthly maintenance fees or require a minimum balance to keep the account open. This fee-free structure is a hallmark of Ally's completely digital banking model.

Can I use any ATM for free with my Ally Bank Checking Account?

Ally does not charge ATM fees, and they automatically reimburse up to $10 per statement cycle for fees charged by other ATMs nationwide. This effectively gives you access to fee-free withdrawals at almost any ATM in the country.

Does the Ally Bank Checking account support mobile check deposit?

Yes, Ally features a robust mobile banking app that allows you to deposit paper checks remotely using your smartphone's camera. The app also integrates seamlessly with their high-yield savings accounts, allowing for instant transfers between buckets.

How does Ally Bank handle overdrafts on its checking accounts?

Ally eliminated overdraft fees entirely on all of its accounts. Instead of charging a penalty fee, the bank may cover the transaction and allow your balance to go negative, or utilize Ally's CoverDraft service to pull funds from your linked savings account.

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