Best No Monthly Fee

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Square POS
Square POS
Free Plan Available

Square is the undisputed leader for small businesses, startups, and mobile vendors. Known for its incredibly simple setup and transparent, flat-rate payment processing, Square removes the barriers to...

9.6 Brilliant
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2 Ally Bank Interest Checking Account
Ally Bank Interest Checking Account
Free Plan Available

Ally Bank's Interest Checking Account stands out with a competitive APY, significantly higher than most traditional banks. It requires no minimum balance to open and maintain the account, and offers r...

9.5 Brilliant
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3 Discover Bank Checking Account
Discover Bank Checking Account
Free Plan Available

Discover Bank's Checking Account is known for its simplicity and rewards. It has no monthly fees and no minimum balance requirements. Discover reimburses up to $25 per month for ATM fees charged by ot...

9.0 Excellent
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4 Helcim
Helcim
From $29/mo

Helcim is a payment processor renowned for transparent, interchange-plus pricing with volume discounts. It offers a full suite including virtual terminal, invoicing, and a mobile card reader. It targe...

9.0 Excellent
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5 Varo Bank Savings and Checking Account
Varo Bank Savings and Checking Account

Varo Bank's Savings and Checking Account is a mobile-first banking solution with no monthly fees and no minimum balance requirements. It offers a competitive interest rate on both savings and checking...

8.6 Very Good
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6 Eufy SoloCam S340
Eufy SoloCam S340
From $99.99

The Eufy SoloCam S340 is a unique dual-lens security camera combining a wide-angle lens for context and a telephoto lens for 3x zoomed-in detail on subjects. It's completely wire-free, powered by a bu...

8.6 Very Good
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7 Simple Bank Checking Account (acquired by PNC)
Simple Bank Checking Account (acquired by PNC)

Simple Bank, now integrated with PNC, offered a unique checking account focused on budgeting and automatic savings. While Simple as a standalone brand is gone, its features are now incorporated into P...

8.3 Very Good
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8 Chime Checking Account
Chime Checking Account

Chime is a financial technology company that has revolutionized banking for those who want a mobile-first experience. Their checking account is famous for 'SpotMe,' a feature that allows users to over...

8.2 Very Good
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9 One Finance Checking Account
One Finance Checking Account

One Finance provides a checking account with no monthly fees and no minimum balance requirements. It offers access to a network of over 55,000 ATMs through Allpoint. One Finance offers cashback reward...

8.1 Very Good
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10 Copper Checking
Copper Checking

Copper Checking is a mobile-first bank offering a checking account with no monthly fees and no minimum balance requirements. It provides access to a network of over 70,000 ATMs through Allpoint and DC...

8.0 Very Good
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11 BankMobile Vibe Checking
BankMobile Vibe Checking

BankMobile Vibe Checking is a fee-free checking account with no minimum balance requirements. It provides access to a network of over 55,000 ATMs through Allpoint. BankMobile offers early direct depos...

7.9 Good
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12 Lincoln Savings Bank
Lincoln Savings Bank

Lincoln Savings Bank provides a range of online banking services, including high-yield savings accounts and fee-free checking. They boast a network of ATMs and offer competitive interest rates. The ba...

7.8 Good
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13 Axos Bank Checking Account
Axos Bank Checking Account

Axos Bank offers a high-yield checking account with cashback rewards on debit card purchases. It provides access to a network of ATMs and early access to paychecks. The mobile app is user-friendly and...

7.7 Good
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14 First Financial Bank Checking
First Financial Bank Checking

First Financial Bank offers a checking account with no monthly fees and a variety of convenient features. It provides access to a network of ATMs and offers online and mobile banking with mobile check...

7.6 Good
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15 Bento Bank Checking Account
Bento Bank Checking Account

Bento Bank provides a checking account with a focus on budgeting and financial wellness. It offers no monthly fees and access to a network of ATMs. Bentos features include budgeting tools and a debit...

7.5 Good
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16 PayPal Checking Account
PayPal Checking Account

PayPal Checking is a checking account integrated with the PayPal platform. It offers no monthly fees and access to a network of ATMs. The account features online and mobile banking and a debit card. I...

7.4 Good
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17 Green Dot Bank Checking Account
Green Dot Bank Checking Account

Green Dot Bank offers a checking account with no monthly fees, although some features may incur charges. It provides access to a network of ATMs and a debit card. Green Dot is known for its prepaid ca...

7.3 Good
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18 Republic Bank Checking Account
Republic Bank Checking Account

Republic Bank offers a checking account with no monthly fees and a competitive interest rate on balances. It provides access to a network of ATMs and online and mobile banking features. Republic empha...

7.1 Good
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19 myChoice Financial Bank
myChoice Financial Bank

myChoice Financial Bank provides a checking account with no monthly fees and access to a network of ATMs. It offers online and mobile banking features and a debit card for convenient transactions. Whi...

7.0 Good
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