Best Digital Banking

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trending_up Scored across 12 criteria

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Nubank
Nubank
Free Plan Available

Nubank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting tool...

9.4 Excellent
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2 Ally Bank Online Savings Account
Ally Bank Online Savings Account
Free Plan Available

Ally Bank is widely considered the gold standard for beginners due to its 'Buckets' feature, which allows users to visually organize savings for different goals like travel, emergency funds, or a new...

9.3 Excellent
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3 Marcus by Goldman Sachs Online Savings Account
Marcus by Goldman Sachs Online Savings Account
Free Plan Available

Marcus by Goldman Sachs offers a competitive APY and a simple, straightforward savings account experience. The account requires no minimum balance and is FDIC insured. Marcus is known for its strong...

9.0 Excellent
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4 BBVA
BBVA
Free Plan Available

BBVA is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting tools....

9.0 Excellent
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5 Western Alliance Bank High-Yield Savings
Western Alliance Bank High-Yield Savings
Free Plan Available

Western Alliance Bank provides a high-yield savings product that frequently tops rate comparison charts. By operating primarily through digital channels, they maintain a lean cost structure that suppo...

8.9 Very Good
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6 American Express
American Express

American Express is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budg...

8.8 Very Good
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7 Live Oak Bank
Live Oak Bank

Live Oak Bank is a unique institution that focuses heavily on small business lending and industry-specific expertise. While it operates as an online bank, it provides a level of personalized service a...

8.7 Very Good
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8 Grasshopper Bank
Grasshopper Bank

Grasshopper Bank is a digital-first commercial bank built for the innovation economy. It combines the regulatory security of a traditional bank with the agility of a fintech. Grasshopper offers high-y...

8.6 Very Good
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9 Citibank
Citibank

Citibank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting to...

8.4 Very Good
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10 Ally Bank Interest Checking
Ally Bank Interest Checking

Ally Bank remains the gold standard for digital banking, offering a robust Interest Checking account that combines competitive interest rates with a fee-free structure. It is designed for users who wa...

8.1 Very Good
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11 Regions Bank
Regions Bank

Regions Bank is a leading mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized custo...

8.0 Very Good
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12 KeyBank
KeyBank

KeyBank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting too...

7.9 Good
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13 American Express Business Checking
American Express Business Checking

American Express brings its legendary customer service and rewards ecosystem to the business checking space. Their business checking account is designed for existing Amex customers who want to earn Me...

7.9 Good
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14 Morgan Stanley
Morgan Stanley

Morgan Stanley is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budget...

7.8 Good
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15 Axos Bank Rewards Checking
Axos Bank Rewards Checking

Axos Bank Rewards Checking is a high-performance account that rewards users for their financial activity. By meeting certain requirementssuch as direct deposits and debit card usageusers can earn a si...

7.8 Good
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16 Zenus Bank
Zenus Bank

Zenus Bank is a digital-only bank that provides US-based bank accounts to individuals and businesses globally. It is a unique solution for those who need a US account but do not reside in the country....

7.6 Good
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17 Allpoint Secured Visa® with Current
Allpoint Secured Visa® with Current

The Allpoint Secured Visa® with Current is a secured credit card offered through the Current digital banking platform. It doesn't require a credit check for approval and reports to all three credit bu...

6.9 Fair
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18 Novo
Novo
Free Plan Available

Novo is a mobile-first banking platform that prioritizes simplicity and speed for freelancers and small business owners. It is famous for its 'no-fee' philosophy, including the refunding of ATM fees w...

6.3 Fair
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19 Bluevine
Bluevine

Bluevine stands out by offering a high-yield business checking account that helps your idle cash work harder. It is specifically designed for small business owners who want to earn interest on their b...

5.8 Average
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20 Revolut Business
Revolut Business

Revolut Business is a comprehensive financial platform that goes beyond simple payments. It provides businesses with multi-currency accounts, corporate cards for employees, and powerful expense manage...

5.5 Average
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21 Wise Business
Wise Business
Free Plan Available From Free (with transaction fees)

Wise Business is the enterprise-grade version of the popular Wise platform. It is specifically designed for businesses that need to manage international operations, pay remote teams, and receive payme...

4.8 Poor
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