Best No Minimums

Marcus by Goldman Sachs offers a competitive APY and a simple, straightforward savings account experience. The account requires no minimum balance and is FDIC insured. Marcus is known for its strong...

Discover Banks Online Savings Account provides a competitive APY and a user-friendly online banking experience. The account has no minimum balance requirements and no monthly fees. Discover is known...

Capital One 360 offers a unique advantage: the high yields of an online bank combined with the convenience of a national physical branch network. This hybrid model is perfect for users who want the be...

Synchrony Banks High-Yield Savings Account provides a competitive APY and no monthly maintenance fees. Its FDIC insured and offers a user-friendly online banking experience. Synchrony is known for its...

Bask Bank offers a highly competitive APY, often among the highest available. As an online-only bank, they pass on savings to customers in the form of higher interest rates. The account has no minimum...

Popular Direct offers a competitive APY and a straightforward online savings experience. The account has no minimum balance requirements and no monthly fees. Popular Direct is backed by Popular Bank,...

Bread Savings offers a competitive APY and a simple, straightforward savings account experience. The account has no monthly fees and requires no minimum balance to earn the advertised rate. Bread Savi...

Simple, acquired by PNC, offered a streamlined savings experience with budgeting tools. While the original Simple brand is gone, the account now operates under PNC's umbrella. It still provides a no-f...

Paramount Bank offers a competitive APY with tiered rates based on balance. The account has no monthly fees but requires a minimum balance to avoid fees. Paramount Bank provides a straightforward onli...

First Internet Bank provides a competitive APY and a simple, fee-free structure. There's no minimum balance requirement, and the account is FDIC-insured. The online and mobile banking experience is in...

Santander Bank offers a competitive APY and no monthly fees for their online savings account. It's FDIC insured and provides a user-friendly online banking experience. While not always the highest rat...