Best Cash Management

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Vanguard Federal Money Market Fund (VMFXX)
Vanguard Federal Money Market Fund (VMFXX)
Free Plan Available

VMFXX is a premier money market fund that invests primarily in U.S. government securities. It consistently offers competitive yields that track closely with federal funds rates, making it an exception...

9.6 Brilliant
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2 SoFi Savings
SoFi Savings
Free Plan Available

SoFi Savings offers a highly competitive APY, consistently above the national average, with no minimum balance requirements. Its part of the broader SoFi suite of financial products, allowing for seam...

9.5 Brilliant
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3 Wealthfront
Wealthfront
From $30/mo

Wealthfront is a leading robo-advisor that provides automated, diversified portfolio management primarily through low-cost ETFs. Launched in 2011, it uses a modern portfolio theory approach to build a...

9.3 Excellent
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4 Vanguard Cash Plus Account
Vanguard Cash Plus Account
Free Plan Available

The Vanguard Cash Plus Account is an exceptional tool for investors who want to keep their cash within the Vanguard ecosystem while earning a competitive yield. It is designed to be a high-yield home...

9.1 Excellent
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5 Betterment Cash Reserve
Betterment Cash Reserve

Betterment's Cash Reserve is a high-yield cash management account that offers a great alternative to money market accounts. It is designed to help you earn more on your cash while keeping it accessibl...

8.3 Very Good
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6 PNC Bank
PNC Bank

PNC Bank is a highly respected regional bank with a national footprint, known for its excellent cash management services for small and mid-sized businesses. They offer a variety of business checking a...

8.0 Very Good
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7 Wealthfront Cash Account
Wealthfront Cash Account
Free Plan Available

Wealthfront's Cash Account combines high-yield fixed-rate savings with the convenience of a robo-advisor platform, making it attractive for users already investing through Wealthfront or seeking a uni...

8.0 Very Good
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8 Ally Invest Money Market
Ally Invest Money Market

The Ally Invest Money Market account is a good choice for investors who want to keep their cash liquid within an investment account. It provides a higher yield than a standard checking account and inc...

7.6 Good
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9 Trovata
Trovata

Trovata is a modern treasury management platform that uses AI to automate cash flow forecasting and liquidity management. By connecting directly to bank APIs, it provides real-time visibility into cas...

7.6 Good
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