Best High Apy

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Marcus by Goldman Sachs
Marcus by Goldman Sachs
Free Plan Available

Marcus by Goldman Sachs stands out as a premier online banking platform backed by one of the world's most prestigious financial institutions. It offers highly competitive APY rates on savings accounts...

9.6 Brilliant
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2 Ally Bank Online Savings
Ally Bank Online Savings
Free Plan Available

Ally Bank is a pioneer in online banking, famous for its exceptional customer service and innovative 'Buckets' feature, which allows users to organize savings for different goals within a single accou...

9.5 Brilliant
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3 SoFi Savings
SoFi Savings
Free Plan Available

SoFi Savings offers a highly competitive APY, consistently above the national average, with no minimum balance requirements. Its part of the broader SoFi suite of financial products, allowing for seam...

9.5 Brilliant
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4 Discover Online Savings
Discover Online Savings
Free Plan Available

Discover is widely recognized for its top-tier customer service and reliable banking products. Their online savings account offers a competitive APY with no monthly fees or minimum balance requirement...

9.3 Excellent
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5 BMO Alto
BMO Alto
Free Plan Available

BMO Alto is the digital-only arm of BMO, designed specifically to offer high-yield savings products with a modern, fast, and user-friendly experience. They have quickly gained a reputation for offerin...

9.1 Excellent
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6 Barclays Online Savings
Barclays Online Savings
Free Plan Available

Barclays offers a highly competitive online savings account that functions as a premier money market alternative. With the backing of a major international financial institution, it provides a secure...

9.0 Excellent
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7 Western Alliance Bank High-Yield Savings
Western Alliance Bank High-Yield Savings
Free Plan Available

Western Alliance Bank provides a high-yield savings product that frequently tops rate comparison charts. By operating primarily through digital channels, they maintain a lean cost structure that suppo...

8.9 Very Good
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8 Bask Bank Interest Savings
Bask Bank Interest Savings
Free Plan Available

Bask Bank offers a unique high-yield savings account that allows you to earn interest in the form of American Airlines AAdvantage miles. This is a fantastic option for travel enthusiasts who want to g...

8.9 Very Good
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9 Vio Bank High Yield Online Savings
Vio Bank High Yield Online Savings

Vio Bank is a division of MidFirst Bank that focuses on providing high-yield savings accounts with very competitive rates. They are known for consistently ranking near the top of the market for APY. T...

8.6 Very Good
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10 Capital One 360 Performance Savings
Capital One 360 Performance Savings

Capital One 360 offers a unique advantage: the high yields of an online bank combined with the convenience of a national physical branch network. This hybrid model is perfect for users who want the be...

8.6 Very Good
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11 MySavingsDirect
MySavingsDirect

MySavingsDirect is a division of Emigrant Bank that offers a high-yield savings account with no monthly fees and no minimum balance requirements. It is a great option for beginners who are looking for...

8.5 Very Good
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12 Bread Savings
Bread Savings

Bread Savings (formerly Comenity Direct) offers a high-yield savings account with a very competitive APY and no monthly fees. It is designed for savers who want a straightforward, reliable place to gr...

8.5 Very Good
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13 American Express High Yield Savings
American Express High Yield Savings

American Express offers a competitive fixed-rate high-yield savings account backed by one of America's most recognized financial brands. Known for exceptional customer service and a seamless digital e...

8.5 Very Good
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14 Synchrony Bank High Yield Savings
Synchrony Bank High Yield Savings

Synchrony Bank offers a straightforward, high-yield savings account that is perfect for those who want a reliable place to grow their money. With no monthly fees and a competitive APY, it is a solid c...

8.4 Very Good
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15 Betterment Cash Reserve
Betterment Cash Reserve

Betterment's Cash Reserve is a high-yield cash management account that offers a great alternative to money market accounts. It is designed to help you earn more on your cash while keeping it accessibl...

8.3 Very Good
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16 UFB Direct
UFB Direct

UFB Direct is an online division of Axos Bank that offers a high-yield savings account with very competitive rates. It is designed for savers who want to maximize their interest earnings and don't nee...

8.1 Very Good
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17 CIT Bank Platinum Savings
CIT Bank Platinum Savings

CIT Bank offers one of the most competitive APYs in the market for their Platinum Savings account, which functions similarly to an MMA. It is designed for savers who want to maximize their returns wit...

8.1 Very Good
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18 Popular Direct
Popular Direct

Popular Direct is a division of Popular Bank that offers a high-yield savings account with a competitive APY and no monthly fees. It is designed for savers who want a simple, secure, and high-interest...

8.0 Very Good
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19 Wealthfront Cash Account
Wealthfront Cash Account
Free Plan Available

Wealthfront's Cash Account combines high-yield fixed-rate savings with the convenience of a robo-advisor platform, making it attractive for users already investing through Wealthfront or seeking a uni...

8.0 Very Good
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20 Salem Five Direct
Salem Five Direct

Salem Five Direct is the online banking division of Salem Five Bank, offering a high-yield savings account with a competitive APY and no monthly fees. It is designed for savers who want a simple, secu...

7.7 Good
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