Best Digital Bank

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Grasshopper Bank
Grasshopper Bank

Grasshopper Bank is a digital-first commercial bank built for the innovation economy. It combines the regulatory security of a traditional bank with the agility of a fintech. Grasshopper offers high-y...

8.6 Very Good
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2 Oxygen
Oxygen

Oxygen is a digital banking platform that caters to freelancers and small business owners who want a modern, rewards-focused banking experience. It offers a business checking account with cashback rew...

8.0 Very Good
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3 Bread Savings Account
Bread Savings Account

Bread Savings offers a competitive APY and a simple, straightforward savings account experience. The account has no monthly fees and requires no minimum balance to earn the advertised rate. Bread Savi...

7.8 Good
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4 First Internet Bank Savings Account
First Internet Bank Savings Account

First Internet Bank provides a competitive APY and a simple, fee-free structure. There's no minimum balance requirement, and the account is FDIC-insured. The online and mobile banking experience is in...

7.2 Good
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5 NorthOne
NorthOne

NorthOne is a digital banking platform designed specifically for small businesses, startups, and freelancers. It offers a simple, no-fee checking account that integrates with popular accounting and pa...

7.2 Good
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6 Axos Bank
Axos Bank

Axos Bank offers a hybrid approach, combining the digital convenience of a fintech with the stability and full-service capabilities of an established bank. Unlike many digital-only competitors, Axos p...

7.2 Good
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7 Copper Chrome Card from Hydrogen
Copper Chrome Card from Hydrogen

The Copper Chrome Card from Hydrogen offers cashback rewards in the form of Hydrogen tokens (HDG), a cryptocurrency. While the cashback rate is initially lower than traditional cards, it can be increa...

6.4 Fair
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8 Current Credit Card
Current Credit Card

The Current Credit Card requires a deposit of $49. It reports to all three credit bureaus and offers rewards on purchases. Current focuses on banking and provides tools to help users manage their cred...

5.3 Average
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