Best Rewards

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Best 1 Chase Ink Business Preferred
Chase Ink Business Preferred
From $95/year

The Chase Ink Business Preferred is widely considered the best all-around business card for small business owners. It offers a massive sign-up bonus and an industry-leading 3x points on travel and sel...

9.6 Brilliant
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2 American Express Cash Magnet® Card
American Express Cash Magnet® Card
Free Plan Available

The American Express Cash Magnet Card offers a straightforward 1.5% cash back on every purchase, with the potential to earn 5% cash back on select top merchants each month. This rotating bonus categor...

9.5 Brilliant
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3 Discover Cashback Debit
Discover Cashback Debit
Free Plan Available

Discover Cashback Debit stands out by offering a unique rewards program on a checking account. Users earn 1% cash back on up to $3,000 in debit card purchases each month. This is an excellent feature...

9.5 Brilliant
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4 Discover it® Chrome Gas & Dining Card
Discover it® Chrome Gas & Dining Card
Free Plan Available

The Discover it Chrome card provides 5% cash back on gas and restaurant purchases (up to a spending cap each quarter) and 1% on everything else. It's a great option for those who spend heavily on gas...

9.3 Excellent
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5 Capital One Platinum Credit Card
Capital One Platinum Credit Card
Free Plan Available

The Capital One Platinum Credit Card is designed for individuals looking to build or rebuild credit. It boasts a $0 annual fee and doesn't require an initial security deposit. While it doesn't offer a...

9.3 Excellent
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6 Discover it Balance Transfer
Discover it Balance Transfer
Free Plan Available

The Discover it Balance Transfer card is unique because it combines a solid balance transfer offer with a robust cash-back rewards program. While many balance transfer cards offer no rewards, Discover...

9.3 Excellent
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7 Chase Sapphire Preferred
Chase Sapphire Preferred
From $95/year

The Chase Sapphire Preferred offers a strong balance of rewards and value, making it a popular choice for many travelers. It earns 5x points on travel purchased through Chase Ultimate Rewards, 3x poin...

9.3 Excellent
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8 Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
From $395/year

The Capital One Venture X offers a compelling combination of rewards and benefits at a slightly lower annual fee than some competitors. It provides a $300 annual travel credit, access to Capital One L...

9.2 Excellent
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9 American Express Gold Card
American Express Gold Card
From $250/year ($20.83/month)

The American Express Gold Card is renowned for its exceptional rewards on dining and U.S. supermarkets (4x points on the first $25,000 per calendar year combined). It also offers 3x points on flights...

9.2 Excellent
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10 The Platinum Card® from American Express
The Platinum Card® from American Express
From $695/year

American Express's Platinum Card offers a wide array of benefits, including airline and hotel credits, elite status access, and purchase protection. Its extensive perks cater to a high-spending client...

9.1 Excellent
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11 Discover it Secured Credit Card
Discover it Secured Credit Card
Free Plan Available

The Discover it® Secured Credit Card stands out with its rotating quarterly cash back rewards, a rare benefit for secured cards. Requiring a $200 security deposit, it reports to all three credit burea...

9.1 Excellent
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12 Bonusly
Bonusly
From Varies (annual subscription based on employee count)

Bonusly is a peer-to-peer recognition platform that turns employee appreciation into a daily habit. By allowing employees to give small, tangible rewards to their colleagues, it builds a culture of gr...

9.0 Excellent
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13 Hotels.com
Hotels.com
Free Plan Available

Hotels.com is renowned for its straightforward approach to hotel booking and its highly popular rewards program. The platform focuses exclusively on lodging, making it an excellent choice for those wh...

9.0 Excellent
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14 American Express Blue Business Plus
American Express Blue Business Plus
Free Plan Available

The Amex Blue Business Plus is arguably the best no-annual-fee card for earning flexible Membership Rewards points. It offers 2x points on all purchases up to $50,000 per year, making it an excellent...

9.0 Excellent
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15 Chase Sapphire Reserve® Credit Card
Chase Sapphire Reserve® Credit Card
From $550/year

The Chase Sapphire Reserve offers a premium travel experience with a generous annual travel credit, airport lounge access, and enhanced rewards on travel and dining. Its a strong option for those who...

8.9 Very Good
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16 American Express Business Gold Card
American Express Business Gold Card
From $295/year

The American Express Business Gold Card caters to families with significant dining and travel expenses. It offers elevated rewards on purchases at restaurants and flights booked through Amex Travel. S...

8.9 Very Good
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17 Capital One Quicksilver M2
Capital One Quicksilver M2

The Capital One Quicksilver M2 offers a flat 1.5% cash back on all purchases. It's a straightforward option for those who want a simple rewards card without rotating categories or complex rules. While...

8.8 Very Good
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18 SoFi Cash Rewards Visa® Card
SoFi Cash Rewards Visa® Card

The SoFi Cash Rewards Visa Card provides a competitive 1.5% cash back on all purchases, with the added benefit of a $200 bonus after spending $250 within the first 30 days. Its a good option for thos...

8.8 Very Good
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19 Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card is a straightforward option for families seeking simple, unlimited cashback. It offers a flat 1.5% cashback on all purchases, making it easy to und...

8.8 Very Good
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20 Wells Fargo CashBack Card
Wells Fargo CashBack Card

The Wells Fargo CashBack Card provides a straightforward cash back experience with no annual fee. Cardholders earn an unlimited 1.5% cash back on all purchases. It's a simple and reliable option for t...

8.7 Very Good
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21 Bank of America Customized Cash Rewards Secured
Bank of America Customized Cash Rewards Secured

This secured card from Bank of America stands out because it allows you to choose your own 3% cash back category, such as online shopping, gas, or dining. It also offers 2% at grocery stores and whole...

8.7 Very Good
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22 American Express Savings Account
American Express Savings Account

The American Express Savings Account offers a competitive APY and no monthly maintenance fees. Its FDIC insured and accessible through American Expresss online and mobile banking platforms. While not...

8.6 Very Good
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23 Discover it® Cash Back Credit Card
Discover it® Cash Back Credit Card

The Discover it® Cash Back Credit Card is known for its rotating 5% cash back categories, which change quarterly and cover popular spending areas like gas stations, restaurants, and grocery stores. It...

8.5 Very Good
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24 Delta SkyMiles Reserve American Express Card
Delta SkyMiles Reserve American Express Card

The Delta SkyMiles Reserve American Express Card is designed for frequent Delta flyers. It offers accelerated earning on Delta purchases, including flights and in-flight purchases. Cardholders receive...

8.5 Very Good
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25 Applied Bank Secured Credit Card
Applied Bank Secured Credit Card

The Applied Bank Secured Credit Card is a newer option that stands out with its virtual card feature, allowing users to monitor spending and protect against fraud. It requires a security deposit rangi...

8.5 Very Good
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26 Navy Federal Credit Union Secured Credit Card
Navy Federal Credit Union Secured Credit Card

The Navy Federal Credit Union Secured Credit Card is an excellent choice for families who are eligible for Navy Federal membership (military, veterans, and their families). It requires a $500 security...

8.5 Very Good
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27 Chase Ink Business Preferred Credit Card
Chase Ink Business Preferred Credit Card

The Chase Ink Business Preferred is a top-tier business card offering a robust rewards program and premium travel benefits. It provides a significant welcome bonus (often exceeding 80,000 points) afte...

8.5 Very Good
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28 Rakuten
Rakuten

Rakuten remains the gold standard for online cashback, boasting partnerships with over 3,500 retailers. Its seamless browser extension ensures you never miss a deal, automatically applying coupons and...

8.5 Very Good
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29 Curve
Curve

Curve is a unique 'all-in-one' card and digital wallet that aggregates all your existing credit and debit cards into a single physical card and app. This allows you to switch which card you are paying...

8.5 Very Good
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30 Chase Freedom Unlimited
Chase Freedom Unlimited
Free Plan Available

The Chase Freedom Unlimited is widely considered the gold standard for a versatile, no-annual-fee cash back card. It offers a robust 1.5% base rate on all purchases, with elevated earnings on travel b...

8.5 Very Good
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