Best Credit Reporting

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Capital One Platinum Credit Card
Capital One Platinum Credit Card
Free Plan Available

The Capital One Platinum Credit Card is designed for individuals looking to build or rebuild credit. It boasts a $0 annual fee and doesn't require an initial security deposit. While it doesn't offer a...

9.3 Excellent
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2 Applied Bank Secured Credit Card
Applied Bank Secured Credit Card

The Applied Bank Secured Credit Card is a newer option that stands out with its virtual card feature, allowing users to monitor spending and protect against fraud. It requires a security deposit rangi...

8.5 Very Good
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3 SoFi Secured Credit Card
SoFi Secured Credit Card

The SoFi Secured Credit Card requires a $100 deposit, which serves as your credit line. It reports to all three credit bureaus and offers 2% cash back on select purchases. SoFi members can also receiv...

8.5 Very Good
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4 First Progress Platinum Elite Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard® Secured Credit Card

The First Progress Platinum Elite Mastercard® Secured Credit Card offers a rewards program and reports to all three credit bureaus. It requires a $200 security deposit and has a low annual fee. The ca...

8.4 Very Good
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5 SimpliFi Secured Credit Card
SimpliFi Secured Credit Card

The SimpliFi Secured Credit Card offers a unique graduated credit limit feature, starting at $200 and potentially increasing to $10,000 based on responsible usage. It requires a $200 security deposit...

8.4 Very Good
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6 Self Lender Secured Credit Card
Self Lender Secured Credit Card

Self Lender operates differently; you essentially take out an installment loan to build credit. The loan amount acts as your secured credit line. It reports to all three credit bureaus and offers rewa...

8.1 Very Good
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7 Petal® 2 Secured Credit Card
Petal® 2 Secured Credit Card

The Petal® 2 Secured Credit Card is designed for those with limited credit history, as it doesn't require a hard credit check for approval. It requires a security deposit and reports to all three cred...

8.1 Very Good
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8 Destinia Secured Credit Card
Destinia Secured Credit Card

The Destinia Secured Credit Card requires a deposit of $250-$500. It reports to all three credit bureaus and offers rewards on purchases. Destinia is geared towards those with limited credit history....

7.6 Good
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9 Klover Credit Builder Card
Klover Credit Builder Card

The Klover Credit Builder Card operates without a traditional security deposit, instead using a 'lock' of funds that users can access later. It reports to credit bureaus and focuses on financial liter...

7.6 Good
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10 CreditRise Secured Credit Card
CreditRise Secured Credit Card

The CreditRise Secured Credit Card is designed for individuals and families looking to rebuild their credit. It doesn't require a credit check for approval and reports to all three credit bureaus. The...

7.5 Good
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11 Blink One Secured Credit Card
Blink One Secured Credit Card

The Blink One Secured Credit Card requires a deposit of $25-$50. It reports to all three credit bureaus and offers rewards on purchases. Blink One focuses on financial inclusion and provides tools to...

6.8 Fair
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12 Potential Secured Credit Card
Potential Secured Credit Card

The Potential Secured Credit Card is designed for those with limited or no credit history. It doesn't require a hard credit check for approval and reports to all three credit bureaus. The card offers...

6.8 Fair
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13 Universal Standard Credit Card
Universal Standard Credit Card

The Universal Standard Credit Card requires a deposit of $100. It reports to all three credit bureaus and offers rewards on purchases. Universal Standard focuses on inclusive sizing and provides tools...

6.4 Fair
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14 Current Credit Card
Current Credit Card

The Current Credit Card requires a deposit of $49. It reports to all three credit bureaus and offers rewards on purchases. Current focuses on banking and provides tools to help users manage their cred...

5.3 Average
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15 Tango Card Secured Credit Card
Tango Card Secured Credit Card

The Tango Card Secured Credit Card requires a deposit of $50. It reports to all three credit bureaus and offers rewards on purchases. Tango Card focuses on gift cards and provides tools to help users...

5.2 Average
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