Best Adjustable Rate

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 CitiMortgage
CitiMortgage

CitiMortgage is a leading mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized custo...

9.4 Excellent
Visit
2 BBVA
BBVA
Free Plan Available

BBVA is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting tools....

9.0 Excellent
Visit
3 M&T Bank
M&T Bank
From N/A (mortgage loans are individually priced based on loan amount, credit profile, and current market rates; no-fee policy applies)

M&T Bank is a leading mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer...

8.9 Very Good
Visit
4 PennyMac Loan Services
PennyMac Loan Services

PennyMac Loan Services is an independent mortgage banker known for its competitive rates and wide range of loan products. They offer both fixed-rate and adjustable-rate mortgages, as well as jumbo loa...

8.4 Very Good
Visit
5 SunTrust Bank
SunTrust Bank

SunTrust Bank is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized custom...

8.4 Very Good
Visit
6 Truist
Truist

Truist is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer supp...

8.1 Very Good
Visit
7 U.S. Bank Home Mortgage
U.S. Bank Home Mortgage

U.S. Bank Home Mortgage provides a range of mortgage options, particularly appealing to families who already bank with U.S. Bank. They offer a variety of loan types, including fixed-rate and adjustabl...

8.0 Very Good
Visit
8 Regions Bank
Regions Bank

Regions Bank is a leading mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized custo...

8.0 Very Good
Visit
9 Chase Home Lending
Chase Home Lending

Chase Home Lending is a top choice for borrowers who value the stability and convenience of a major national bank. Existing Chase customers benefit from integrated account management and potential rel...

8.0 Very Good
Visit
10 Chase
Chase

Chase is a leading mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer sup...

7.9 Good
Visit
11 TD Bank
TD Bank

TD Bank is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer sup...

7.9 Good
Visit
12 Caliber Home Loans
Caliber Home Loans

Caliber Home Loans is a major national lender that focuses on providing a wide range of mortgage products to a diverse set of borrowers. They are particularly strong in purchase loans and have a large...

7.9 Good
Visit
13 PrimeLending
PrimeLending

PrimeLending, a division of Fannie Mae, is a national lender known for its personalized service and wide range of mortgage products. They offer fixed-rate, adjustable-rate, and jumbo loans, catering t...

7.5 Good
Visit
14 United Wholesale Mortgage (UWM)
United Wholesale Mortgage (UWM)

United Wholesale Mortgage (UWM) is a wholesale lender, meaning they work through mortgage brokers. This can sometimes result in competitive rates. They offer a variety of loan products, including fixe...

7.4 Good
Visit
15 AmeriHome Mortgage
AmeriHome Mortgage

AmeriHome Mortgage is a national lender with a network of local branches, providing a blend of online convenience and personalized service. They offer a variety of mortgage products, including fixed-r...

7.4 Good
Visit
16 Vineyard Mortgage
Vineyard Mortgage

Vineyard Mortgage is an online mortgage lender offering competitive rates and a streamlined application process. Families looking for a straightforward mortgage experience may find Vineyard Mortgage a...

7.1 Good
Visit
17 Truist Mortgage
Truist Mortgage

Truist Mortgage, formed from the merger of BB&T and SunTrust, is a national lender offering a wide range of mortgage products. They provide fixed-rate and adjustable-rate mortgages, as well as FHA loa...

7.1 Good
Visit
18 Mutual of Omaha Mortgage
Mutual of Omaha Mortgage

Mutual of Omaha Mortgage is a national lender known for its stability and personalized service. They offer a variety of mortgage products, including fixed-rate and adjustable-rate mortgages, as well a...

7.0 Good
Visit
19 MortgageHippo
MortgageHippo

MortgageHippo is an online mortgage broker that compares rates from multiple lenders. Families looking for a quick overview of available rates may find MortgageHippo useful. While it doesn't originate...

7.0 Good
Visit
20 First Republic Bank
First Republic Bank

First Republic Bank is a regional lender known for its concierge-style service and focus on high-net-worth clients. They offer a variety of mortgage products, including fixed-rate and adjustable-rate...

6.6 Fair
Visit
21 Radiant Loans
Radiant Loans

Radiant Loans is an online mortgage lender focused on providing competitive rates and a simplified application process. Families looking for a straightforward mortgage experience may find Radiant Loan...

6.5 Fair
Visit
22 LoanSimple
LoanSimple

LoanSimple is an online mortgage lender focused on providing a simplified application process. Families seeking a quick and easy mortgage experience may find LoanSimple appealing. They offer a variety...

6.2 Fair
Visit
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