Best Online Lender

LightStream, a division of Truist Bank, specializes in online personal loans with a focus on borrowers with excellent credit. Loan amounts range from $5,000 to $100,000, and rates can be as low as 2.9...

Avant is an online lender that caters to borrowers with fair credit. Loan amounts range from $300 to $35,000, with rates starting around 35.88% APR. While rates are higher than those offered to borrow...

Discover Personal Loans offer a straightforward application process and competitive rates, starting around 8.99%. Loan amounts range from $2,500 to $35,000. A unique feature is the potential to earn D...

OnDeck is a leading online lender that provides fast access to capital for small businesses. While their rates are higher than traditional SBA loans, they are significantly more affordable than mercha...

PennyMac Loan Services is an independent mortgage banker known for its competitive rates and wide range of loan products. They offer both fixed-rate and adjustable-rate mortgages, as well as jumbo loa...

Rocket Loans, from the makers of Rocket Mortgage, provides a streamlined online application process and fast funding options. Loan amounts range from $2,000 to $40,000, with rates starting around 9.5%...

Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rates starting around 10.99% APR. Prospers rates are determined by credit profile an...

Avant caters to borrowers with fair credit scores (580+), offering a more accessible option than some competitors. Loan amounts range from $300 to $35,000, with rates starting around 35.88% APR. Avant...

Ally Auto Loans stands out with its direct lending model, eliminating potential dealer markups. Families appreciate Ally's competitive interest rates and transparent loan terms, with no prepayment pen...

Roadloans.com specializes in auto loans for borrowers with less-than-perfect credit. They connect applicants with a network of lenders who are willing to work with individuals who have credit challeng...

FreedomEquity specializes in personal loans for debt consolidation, focusing on borrowers with fair to good credit. Loan amounts range from $5,000 to $40,000, with rates starting around 9.99% APR. The...

Marcus by Goldman Sachs offers personal loans with a focus on simplicity and transparency. Seniors appreciate the straightforward application process and competitive rates, especially for those with g...

Santander Auto Loans provides financing for new and used vehicles with an online application process. They offer competitive rates and loan protection options. While they cater to a broad range of bor...

Dealstruck offers term loans and revenue-based financing to small businesses. They focus on businesses with consistent revenue and a need for growth capital. Loan amounts vary depending on revenue. De...

Direct Funding provides term loans and lines of credit to small businesses. They focus on businesses with a history of revenue and profitability. Loan amounts range from $5,000 to $500,000. Direct Fun...

Prosper operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range from $2,000 to $40,000, with repayment terms from 1 to 5 years. Prospers rates a...

Capital One offers personal loans with a straightforward application process and a rewards program for on-time payments. Loan amounts range from $3,000 to $40,000, with rates starting around 9.99% APR...

LoanDepot, known for its mortgage services, also offers personal loans. Seniors may find the application process familiar and appreciate the company's financial expertise. Loan amounts range from $2,0...

OpenRoad Lending connects borrowers with bad credit to a network of lenders specializing in auto financing. Seniors with limited credit history or past financial challenges can find options through th...

Funding Partners provides term loans and lines of credit to small businesses. They focus on businesses with a history of revenue and a need for working capital. Loan amounts vary depending on the busi...

LoanBuilder focuses on providing personal loans for small business owners and entrepreneurs. Loan amounts range from $1,000 to $100,000, with rates starting around 17.99% APR. LoanBuilder offers a uni...

Cross River Bank's Parent Loan is offered through an online lending platform and has limited availability. The loan features a fixed interest rate and a range of repayment options. While Cross River B...

LendingClub operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range from $1,000 to $40,000, with rates starting around 10.99% APR. While rates c...

Womply offers working capital solutions, including merchant cash advances, to small businesses. They integrate with accounting software and payment processors. Loan amounts vary based on business reve...

Figure leverages blockchain technology to streamline the mortgage process and reduce costs. Their platform offers automated underwriting and a modern, user-friendly experience. They primarily focus on...

Universal Credit Loans provides personal loans to borrowers with fair to poor credit. Loan amounts range from $500 to $30,000, with rates starting around 35.99%. They offer flexible payment options an...

Best Egg Loans provides personal loans with a focus on fast funding and a user-friendly online application. Loan amounts range from $1,000 to $35,000, with rates starting around 8.99% APR. Best Egg of...

OppLoans provides short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $10,000, with rates significantly higher than traditional personal loans. OppLoans...

Radiant Loans is an online mortgage lender focused on providing competitive rates and a simplified application process. Families looking for a straightforward mortgage experience may find Radiant Loan...