Best Short Term

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 PeerBerry
PeerBerry

PeerBerry has built a reputation for extreme stability, particularly during market downturns. It focuses on short-term consumer loans originated by a group of well-vetted lending companies. The platfo...

8.8 Very Good
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2 OnDeck
OnDeck

OnDeck is a leading online lender that provides fast access to capital for small businesses. While their rates are higher than traditional SBA loans, they are significantly more affordable than mercha...

8.5 Very Good
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3 Vanguard Short-Term Bond ETF (BSV)
Vanguard Short-Term Bond ETF (BSV)

The Vanguard Short-Term Bond ETF (BSV) invests in U.S. investment-grade bonds with short maturities. This makes it less sensitive to interest rate changes than longer-term bond funds. BSV offers a rel...

8.4 Very Good
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4 First Trust Short-Term High Yield Corporate Bond ETF (FHY)
First Trust Short-Term High Yield Corporate Bond ETF (FHY)

FHY invests in short-term, high-yield corporate bonds. It offers a potentially higher yield than U.S. Treasury bonds but carries increased credit risk. The funds expense ratio is 0.45%. Short-term ma...

7.9 Good
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5 Aflac
Aflac

Aflac is the leader in supplemental insurance, particularly known for their short-term disability products. While they are not typically the primary choice for long-term, high-income protection, they...

7.9 Good
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6 House Flipping
House Flipping

House flipping is the practice of buying a property, renovating it, and selling it quickly for a profit. It is a high-intensity, short-term strategy that relies on accurate market analysis, tight budg...

7.8 Good
7 SPDR Bloomberg Barclays Short-Term Corporate Bond ETF (SCCO)
SPDR Bloomberg Barclays Short-Term Corporate Bond ETF (SCCO)

SCCO invests in U.S. investment-grade corporate bonds with short maturities (1-3 years). This offers a lower yield than longer-term corporate bonds but also reduces interest rate risk. The expense rat...

7.5 Good
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8 iShares Core Short-Term Treasury Bond ETF (SHV)
iShares Core Short-Term Treasury Bond ETF (SHV)

SHV invests in U.S. Treasury bonds with short maturities (0-1 year). This offers a very low risk profile and is suitable for investors seeking capital preservation and a small income stream. The expen...

7.2 Good
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9 Percent
Percent

Percent is a platform for accredited investors to access private credit, including real estate-backed loans. While not exclusively a real estate platform, it offers a significant number of real estate...

6.7 Fair
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10 OppLoans
OppLoans

OppLoans provides short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $10,000, with rates significantly higher than traditional personal loans. OppLoans...

6.5 Fair
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11 MarketInvoice
MarketInvoice

MarketInvoice is a UK-based platform that specializes in invoice financing. It allows businesses to sell their outstanding invoices to investors, providing them with immediate cash flow. For investors...

6.4 Fair
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12 Fig Loans
Fig Loans

Fig Loans offers small, short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $1,500, with rates considerably higher than traditional personal loans. Fig...

6.3 Fair
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13 CashUSA.com
CashUSA.com

CashUSA.com is a loan marketplace connecting borrowers with short-term lenders. Loan amounts range from $500 to $10,000, with rates varying widely. It's a convenient option for families needing quick...

5.9 Average
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14 The Cabbage Soup Diet
The Cabbage Soup Diet

The Cabbage Soup Diet is a very short-term, extremely restrictive diet that involves consuming primarily cabbage soup for several days. It's a fad diet with no scientific basis and can lead to nutrien...

5.5 Average
15 Rise Credit
Rise Credit

Rise Credit provides personal loans to borrowers with fair to poor credit. Loan amounts range from $500 to $5,000, with rates starting around 36%. Rise Credit reports payment history to credit bureaus...

5.4 Average
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16 Zipcar
Zipcar

Zipcar is a car-sharing service designed for urban dwellers who don't need a car every day but occasionally require one for errands, shopping, or short trips. Unlike traditional rental companies, Zipc...

5.1 Average
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