Best New And Used

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 LightStream Auto Loans
LightStream Auto Loans
From Varies (2.49% APR for qualified applicants)

LightStream Auto Loans caters to families with excellent credit, offering some of the lowest interest rates available. The online application is quick and easy, with funds often disbursed within one b...

9.3 Excellent
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2 PenFed Auto Loan
PenFed Auto Loan

PenFed (Pentagon Federal Credit Union) provides auto loans to its members, often with competitive rates and flexible terms. Becoming a member is typically straightforward. PenFed offers both new and u...

8.3 Very Good
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3 myAutoloan.com
myAutoloan.com

myAutoloan.com acts as a loan aggregator, connecting families with a wide network of lenders. This allows for easy comparison of interest rates and loan terms. The platform caters to a broad range of...

8.2 Very Good
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4 Caribou Auto Loans
Caribou Auto Loans

Caribou is a loan matching service specializing in auto loans for borrowers with varying credit profiles. They connect borrowers with a network of lenders, increasing the chances of finding a suitable...

8.0 Very Good
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5 Ally Auto Loans
Ally Auto Loans

Ally Auto Loans stands out with its direct lending model, eliminating potential dealer markups. Families appreciate Ally's competitive interest rates and transparent loan terms, with no prepayment pen...

7.9 Good
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6 Capital One Auto Loans (Direct)
Capital One Auto Loans (Direct)

Capital One offers direct auto loans, bypassing dealerships. This can often lead to more competitive rates, especially for borrowers with good to excellent credit. The online application process is st...

7.8 Good
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7 Roadloans.com
Roadloans.com

Roadloans.com specializes in auto loans for borrowers with less-than-perfect credit. They connect applicants with a network of lenders who are willing to work with individuals who have credit challeng...

7.8 Good
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8 Regional Credit Unions
Regional Credit Unions

Smaller, regional credit unions often offer competitive auto loan rates and personalized service. Membership requirements vary, but they are often based on geographic location or affiliation with a sp...

6.0 Fair
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