Best New And Used

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 myAutoloan.com
myAutoloan.com

myAutoloan.com connects borrowers with a network of lenders specializing in auto financing, including those catering to individuals with bad or no credit. Users complete a single application, and the...

8.9 Very Good
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2 LightStream Auto Loans
LightStream Auto Loans

LightStream offers auto loans with competitive fixed interest rates and no prepayment penalties, making it attractive for borrowers who anticipate paying off their loan early. They cater to borrowers...

8.3 Very Good
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3 PenFed Auto Loan
PenFed Auto Loan

PenFed (Pentagon Federal Credit Union) provides auto loans to its members, often with competitive rates and flexible terms. Becoming a member is typically straightforward. PenFed offers both new and u...

8.2 Very Good
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4 Ally Auto Loans
Ally Auto Loans

Ally Bank, an online-only bank, offers auto loans directly to consumers, bypassing traditional dealership markups. They are known for competitive rates and a straightforward application process. Ally...

8.1 Very Good
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5 Caribou Auto Loans
Caribou Auto Loans

Caribou is a loan comparison website that helps borrowers find auto loans from multiple lenders. They provide a straightforward platform for comparing rates, terms, and monthly payments. Caribou empha...

7.9 Good
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6 Roadloans.com
Roadloans.com

Roadloans.com specializes in auto loans for borrowers with less-than-perfect credit. They connect applicants with a network of lenders who are willing to work with individuals who have credit challeng...

7.8 Good
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7 Capital One Auto Loans (Direct)
Capital One Auto Loans (Direct)

Capital One offers direct auto loans, bypassing dealerships. This can often lead to more competitive rates, especially for borrowers with good to excellent credit. The online application process is st...

7.7 Good
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8 Regional Credit Unions
Regional Credit Unions

Smaller, regional credit unions often offer competitive auto loan rates and personalized service. Membership requirements vary, but they are often based on geographic location or affiliation with a sp...

7.3 Good
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