Best Credit Score Requirement

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Best 1 SoFi Personal Loans
SoFi Personal Loans

SoFi offers personal loans ranging from $5,000 to $100,000 with competitive, fixed interest rates starting as low as 7.99% (depending on creditworthiness). A key benefit for families is the ability to...

9.5 Brilliant
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2 LightStream Auto Loans
LightStream Auto Loans

LightStream offers auto loans with competitive fixed interest rates and no prepayment penalties, making it attractive for borrowers who anticipate paying off their loan early. They cater to borrowers...

9.2 Excellent
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3 LightStream Loans
LightStream Loans

LightStream, a division of Truist Bank, specializes in online personal loans with a focus on borrowers with excellent credit. Loan amounts range from $5,000 to $100,000, and rates can be as low as 2.9...

9.0 Excellent
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4 Rocket Loans
Rocket Loans

Rocket Loans, from the makers of Rocket Mortgage, provides a streamlined online application process and fast funding options. Loan amounts range from $2,000 to $40,000, with rates starting around 9.5%...

8.8 Very Good
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5 Avant Loans
Avant Loans

Avant caters to borrowers with fair credit scores (580+), offering a more accessible option than some competitors. Loan amounts range from $300 to $35,000, with rates starting around 35.88% APR. Avant...

8.5 Very Good
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6 Wells Fargo Auto Loans
Wells Fargo Auto Loans

Wells Fargo provides auto loans with an online application process and financing options for both new and used vehicles. They offer loan protection plans and refinancing options. While they generally...

8.3 Very Good
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7 Payoff Loans
Payoff Loans

Payoff specializes in debt consolidation loans, focusing on helping borrowers pay off credit card debt. Loan amounts range from $5,000 to $35,000, with rates starting around 9.49%. Payoff provides fin...

8.3 Very Good
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8 LendingClub Loans
LendingClub Loans

LendingClub operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range from $1,000 to $40,000, with rates starting around 10.99% APR. While rates c...

8.2 Very Good
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9 Prosper Loans
Prosper Loans

Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rates starting around 10.99% APR. Prospers rates are determined by credit profile an...

8.0 Very Good
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10 OneMain Financial Loans
OneMain Financial Loans

OneMain Financial offers personal loans with a combination of online and in-person services. Loan amounts range from $1,000 to $25,000, with rates varying based on creditworthiness and whether the loa...

7.8 Good
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11 Regions Bank Auto Loans
Regions Bank Auto Loans

Regions Bank offers auto loans with an online application process and financing options for both new and used vehicles. They provide loan protection plans and refinancing options. While they generally...

7.5 Good
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12 FreedomEquity Loans
FreedomEquity Loans

FreedomEquity specializes in secured personal loans, often using a borrower's vehicle as collateral. Loan amounts range from $5,000 to $50,000, with rates starting around 7.99% APR. While secured loan...

7.5 Good
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13 OppLoans
OppLoans

OppLoans provides short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $10,000, with rates significantly higher than traditional personal loans. OppLoans...

7.0 Good
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14 Fig Loans
Fig Loans

Fig Loans offers small, short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $1,500, with rates considerably higher than traditional personal loans. Fig...

6.8 Fair
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15 Mariner Finance
Mariner Finance

Mariner Finance offers personal loans with a focus on in-person customer service and a variety of loan products. Loan amounts range from $1,000 to $25,000, with rates varying based on creditworthiness...

6.5 Fair
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16 Capital One Personal Loans
Capital One Personal Loans

Capital One offers personal loans with a straightforward application process and a rewards program for on-time payments. Loan amounts range from $3,000 to $40,000, with rates starting around 9.99% APR...

6.0 Fair
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17 Best Egg Loans
Best Egg Loans

Best Egg Loans provides personal loans with a focus on fast funding and a user-friendly online application. Loan amounts range from $1,000 to $35,000, with rates starting around 8.99% APR. Best Egg of...

5.8 Average
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18 Avant Credit
Avant Credit

Avant Credit provides personal loans to borrowers with fair credit scores, offering a more accessible option than some competitors. Loan amounts range from $300 to $10,000, with rates starting around...

5.2 Average
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