description Prosper Loans Overview

Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rates starting around 10.99% APR. Prospers rates are determined by credit profile and investor demand. It's a viable option for borrowers seeking a different lending model, but rates can fluctuate.

Prosper offers a user-friendly platform and a wide range of loan amounts.

help Prosper Loans FAQ

What is Prosper Loans?
Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rates starting around 10.99% APR. Prospers rates are determined by credit profile and investor demand. It's a viable option for borrowers seeking a different lending model, but rates can fluctuate. Prosper offers a user-friendly platform and a wide range of loan amounts.
How good is Prosper Loans?
Prosper Loans scores 8.0/10 (Very Good) on Lunoo, making it a well-rated option in the Services category.
What are the best alternatives to Prosper Loans?
See our alternatives page for Prosper Loans for a ranked list with scores. Top alternatives include: LendingClub Loans, LightStream Loans, Rocket Loans.
How does Prosper Loans compare to LendingClub Loans?
See our detailed comparison of Prosper Loans vs LendingClub Loans with scores, features, and an AI-powered verdict.
Is Prosper Loans worth it in 2026?
With a score of 8.0/10, Prosper Loans is highly rated in Services. See all Services ranked.

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