swap_horiz Prosper Loans Alternatives
Looking for alternatives to Prosper Loans? Compare the top Service options ranked by our AI scoring system.
Prosper Loans
Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rates starting around 10.99% APR. Prospers rates are determined by credit profile and investor demand. It's a viable option for borrowers seeking a different lending model, but rates c...
apps Top Prosper Loans Alternatives
The top alternative to Prosper Loans in 2026 is LendingClub Loans with a score of 7.0/10, followed by Prosper Personal Loans (7.3) and Capital One Personal Loans (7.3).
LendingClub Loans
LendingClub operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts ra...
Prosper Personal Loans
Prosper operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range...
Capital One Personal Loans
Capital One offers personal loans with a straightforward application process and a rewards program for on-time payments....
LightStream Loans
LightStream, a division of Truist Bank, specializes in online personal loans with a focus on borrowers with excellent cr...
Discover Personal Loans
Discover Personal Loans offer a straightforward application process and competitive rates, starting around 8.99%. Loan a...
Rocket Loans
Rocket Loans, from the makers of Rocket Mortgage, provides a streamlined online application process and fast funding opt...
Avant Loans
Avant caters to borrowers with fair credit scores (580+), offering a more accessible option than some competitors. Loan...
Best Egg Loans
Best Egg Loans provides personal loans with a focus on fast funding and a user-friendly online application. Loan amounts...
OppLoans
OppLoans provides short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $1...
Fig Loans
Fig Loans offers small, short-term personal loans to borrowers with limited credit history. Loan amounts range from $300...
Avant Credit
Avant Credit provides personal loans to borrowers with fair credit scores, offering a more accessible option than some c...
SoFi Personal Loans
SoFi offers personal loans ranging from $5,000 to $100,000 with competitive, fixed interest rates starting as low as 7.9...
Payoff Loans
Payoff specializes in debt consolidation loans, focusing on helping borrowers pay off credit card debt. Loan amounts ran...
FreedomEquity Loans
FreedomEquity specializes in secured personal loans, often using a borrower's vehicle as collateral. Loan amounts range...
FreedomEquity
FreedomEquity specializes in personal loans for debt consolidation, focusing on borrowers with fair to good credit. Loan...
Figure
Figure leverages blockchain technology to streamline the mortgage process and reduce costs. Their platform offers automa...
LightStream Auto Loans
LightStream Auto Loans caters to families with excellent credit, offering some of the lowest interest rates available. T...
SunTrust Personal Loans (Truist)
Now part of Truist, SunTrust offers personal loans with competitive rates and a straightforward application process. Sen...
OneMain Financial Loans
OneMain Financial offers personal loans with a combination of online and in-person services. Loan amounts range from $1,...
Wells Fargo Personal Loans
Wells Fargo provides personal loans with a range of options for seniors. They offer competitive rates and a user-friendl...
summarize Quick Comparison Summary
| Alternative | Score | vs Prosper Loans | Action |
|---|---|---|---|
| LendingClub Loans | 7.0 | -1.2 | Compare |
| Prosper Personal Loans | 7.3 | -0.9 | Compare |
| Capital One Personal Loans | 7.3 | -0.9 | Compare |
| LightStream Loans | 8.9 | +0.7 | Compare |
| Discover Personal Loans | 8.5 | +0.3 | Compare |
| Rocket Loans | 8.3 | +0.1 | Compare |
| Avant Loans | 8.0 | -0.2 | Compare |
| Best Egg Loans | 6.5 | -1.7 | Compare |
| OppLoans | 6.5 | -1.7 | Compare |
| Fig Loans | 6.3 | -1.9 | Compare |
See all Service ranked by score
emoji_events View Full Service Rankings
