Best Debt Consolidation

Upstart utilizes an AI-powered underwriting model that considers factors beyond traditional credit scores, like education and employment history. This can make it accessible to borrowers with limited...

LendingClub is one of the pioneers of the peer-to-peer lending model, though it has evolved into a full-service digital bank. They are highly effective for debt consolidation, as they offer the abilit...

LightStream, a division of Truist Bank, specializes in online personal loans with a focus on borrowers with excellent credit. Loan amounts range from $5,000 to $100,000, and rates can be as low as 2.9...

Prosper is another leading P2P lending platform known for its user-friendly interface and relatively straightforward investment process. It allows investors to purchase fractional shares of loans, sta...

Rocket Loans, from the makers of Rocket Mortgage, provides a streamlined online application process and fast funding options. Loan amounts range from $2,000 to $40,000, with rates starting around 9.5%...

Avant caters to borrowers with fair credit scores (580+), offering a more accessible option than some competitors. Loan amounts range from $300 to $35,000, with rates starting around 35.88% APR. Avant...

Discover Personal Loans offer a straightforward application process and competitive rates, starting around 8.99%. Loan amounts range from $2,500 to $35,000. A unique feature is the potential to earn D...

Best Egg is a popular choice for borrowers looking for a quick and simple loan process. They are particularly well-regarded for their speed, often funding loans within one business day. Best Egg focus...

Payoff specializes in debt consolidation loans, focusing on helping borrowers pay off credit card debt. Loan amounts range from $5,000 to $35,000, with rates starting around 9.49%. Payoff provides fin...

LendingClub operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range from $1,000 to $40,000, with rates starting around 10.99% APR. While rates c...

Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rates starting around 10.99% APR. Prospers rates are determined by credit profile an...

OneMain Financial offers personal loans with a combination of online and in-person services. Loan amounts range from $1,000 to $25,000, with rates varying based on creditworthiness and whether the loa...

Citizens Bank offers student loan refinancing with competitive rates and flexible repayment options. They cater to borrowers with good credit and a stable income. Loan amounts range from $5,000 to $30...

FreedomEquity specializes in secured personal loans, often using a borrower's vehicle as collateral. Loan amounts range from $5,000 to $50,000, with rates starting around 7.99% APR. While secured loan...

PenFed Credit Union offers personal loans to its members with competitive rates and flexible terms. Loan amounts range from $500 to $30,000, with rates starting around 7.99%. Becoming a PenFed member...

OppLoans provides short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $10,000, with rates significantly higher than traditional personal loans. OppLoans...

Fig Loans offers small, short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $1,500, with rates considerably higher than traditional personal loans. Fig...

Universal Credit Loans provides personal loans to borrowers with fair to poor credit. Loan amounts range from $500 to $30,000, with rates starting around 35.99%. They offer flexible payment options an...

FreedomPlus is a lender that specializes in debt consolidation, offering loans designed to help borrowers pay off high-interest debt. They are known for their personalized service, often working with...

Happy Money is a lender that focuses on helping individuals pay off credit card debt through their personal loan products. They are known for their simple, user-friendly application process and their...

Payoff is a lender that focuses exclusively on helping borrowers pay off credit card debt. They provide a structured, supportive approach to debt consolidation, including tools to help you track your...

Mariner Finance offers personal loans with a focus on in-person customer service and a variety of loan products. Loan amounts range from $1,000 to $25,000, with rates varying based on creditworthiness...

Achieve is a lender that focuses on helping individuals consolidate debt and improve their financial health. They offer a straightforward application process and fast funding, making them a good optio...

Capital One offers personal loans with a straightforward application process and a rewards program for on-time payments. Loan amounts range from $3,000 to $40,000, with rates starting around 9.99% APR...

CashUSA.com is a loan marketplace connecting borrowers with short-term lenders. Loan amounts range from $500 to $10,000, with rates varying widely. It's a convenient option for families needing quick...

Student Loan Canada is a platform connecting Canadian students and graduates with private student loan refinancing options. They offer a range of lenders and loan products. Loan amounts and terms vary...

Best Egg Loans provides personal loans with a focus on fast funding and a user-friendly online application. Loan amounts range from $1,000 to $35,000, with rates starting around 8.99% APR. Best Egg of...

PersonalLoans.com is another loan marketplace connecting borrowers with various lenders. Loan amounts range from $500 to $35,000, with rates varying based on creditworthiness. It offers a wide range o...

NetCredit is a lender that focuses on providing personal loans to individuals with less-than-perfect credit. They offer a simple, user-friendly application process and quick funding times. While their...