Best Variable Rates

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 PenFed Student Loan Refinancing
PenFed Student Loan Refinancing

PenFed Credit Union offers student loan refinancing with competitive rates and member benefits. Becoming a PenFed member is required to qualify for refinancing. They provide both fixed and variable ra...

8.2 Very Good
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2 Wells Fargo Student Loan Refinancing
Wells Fargo Student Loan Refinancing

Wells Fargo, a large and established financial institution, provides student loan refinancing. They offer both fixed and variable rate options, and borrowers can consolidate federal and private studen...

7.8 Good
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3 Citizens Bank Student Loan Refinancing
Citizens Bank Student Loan Refinancing

Citizens Bank offers student loan refinancing with competitive rates and flexible repayment options. They cater to borrowers with good credit and a stable income. Loan amounts range from $5,000 to $30...

7.6 Good
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4 Discover Student Loan Refinancing
Discover Student Loan Refinancing

Discover offers student loan refinancing with a cash-back rewards program for on-time payments. They provide a user-friendly online platform and competitive rates. Borrowers can refinance federal and...

7.5 Good
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5 Navy Federal Credit Union Refinance
Navy Federal Credit Union Refinance

Navy Federal Credit Union provides student loan refinancing to military members, veterans, and their families. Membership is required. They offer competitive rates and personalized service. Loan amoun...

7.4 Good
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6 Kiavi Student Loan Refinancing
Kiavi Student Loan Refinancing

Kiavi (formerly Credible) offers student loan refinancing with a focus on income verification. They provide a streamlined application process and competitive rates. Borrowers can refinance federal and...

7.0 Good
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7 Loanry Student Loan Refinancing
Loanry Student Loan Refinancing

Loanry utilizes a peer-to-peer lending model, connecting borrowers with individual investors. This can potentially lead to more competitive rates for some borrowers. Loan amounts and terms vary depend...

6.8 Fair
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8 Credible Student Loan Refinancing
Credible Student Loan Refinancing

Credible is a comparison tool that allows borrowers to compare rates from multiple lenders. It doesn't directly offer refinancing but facilitates finding potential options. Loan amounts and terms vary...

6.3 Fair
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9 Student Loan Canada
Student Loan Canada

Student Loan Canada is a platform connecting Canadian students and graduates with private student loan refinancing options. They offer a range of lenders and loan products. Loan amounts and terms vary...

6.0 Fair
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10 GradGuard Student Loan Refinancing
GradGuard Student Loan Refinancing

GradGuard offers student loan refinancing with job-loss protection, providing temporary payment relief in case of unemployment. Loan amounts and terms vary. While the job-loss protection is a unique b...

5.5 Average
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