Best Fair Credit

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trending_up Scored across 12 criteria

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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0.0 10.0
Best 1 LendingClub
LendingClub
Free Plan Available

LendingClub is one of the pioneers of the peer-to-peer lending model, though it has evolved into a full-service digital bank. They are highly effective for debt consolidation, as they offer the abilit...

9.3 Excellent
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2 Prosper
Prosper

Prosper is another leading P2P lending platform known for its user-friendly interface and relatively straightforward investment process. It allows investors to purchase fractional shares of loans, sta...

8.8 Very Good
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3 Capital One QuicksilverOne Cash Rewards
Capital One QuicksilverOne Cash Rewards

The Capital One QuicksilverOne is designed for those with 'fair' credit who want to earn rewards. It offers a flat 1.5% cash back on all purchases, which is excellent for a card that doesn't require e...

8.0 Very Good
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4 Capital One QuicksilverOne
Capital One QuicksilverOne

The Capital One QuicksilverOne is tailored for individuals with fair credit who want to earn rewards while improving their score. It offers a flat 1.5% cash back on all purchases, ensuring that you ar...

8.0 Very Good
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5 Upstart
Upstart

Upstart differentiates itself through its proprietary AI-driven underwriting model. By analyzing non-traditional data pointssuch as education, employment history, and career trajectoryUpstart can appr...

7.8 Good
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6 Avant
Avant

Avant is a digital lender that focuses on providing fast and accessible personal loans to individuals with fair to good credit. They are known for their simple, user-friendly application process and q...

7.3 Good
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7 Credit One Bank Platinum Visa
Credit One Bank Platinum Visa

The Credit One Bank Platinum Visa is an unsecured card designed for those with less-than-perfect credit. It offers 1% cash back on eligible gas and grocery purchases, which is a nice perk for a card i...

7.2 Good
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8 Universal Credit
Universal Credit

Universal Credit is a lender that focuses on helping individuals with fair credit access personal loans while also providing tools to help them build their credit. They offer a straightforward applica...

7.0 Good
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9 Happy Money
Happy Money

Happy Money is a lender that focuses on helping individuals pay off credit card debt through their personal loan products. They are known for their simple, user-friendly application process and their...

6.8 Fair
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10 Achieve
Achieve

Achieve is a lender that focuses on helping individuals consolidate debt and improve their financial health. They offer a straightforward application process and fast funding, making them a good optio...

6.5 Fair
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11 Avant Credit Card
Avant Credit Card

The Avant Credit Card is an unsecured card aimed at individuals with fair credit who are looking to build their score. It is relatively easy to get approved for, but it often comes with higher fees an...

6.2 Fair
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