Best High Fees

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Emirates Skywards
Emirates Skywards

Emirates Skywards is the loyalty program for one of the world's most luxurious airlines. It is a transfer partner for all major credit card programs, making it easy to earn points. The program is best...

8.1 Very Good
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2 Lufthansa Miles & More
Lufthansa Miles & More

Lufthansa Miles & More is the largest airline loyalty program in Europe. It offers a massive network and excellent access to Star Alliance partners. However, the program is known for its high fuel sur...

7.7 Good
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3 Credit One Bank Platinum Visa
Credit One Bank Platinum Visa

The Credit One Bank Platinum Visa is an unsecured card designed for those with less-than-perfect credit. It offers 1% cash back on eligible gas and grocery purchases, which is a nice perk for a card i...

7.2 Good
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4 Total Visa Unsecured Card
Total Visa Unsecured Card

The Total Visa is an unsecured card specifically marketed to those with bad credit. While it is 'unsecured' (meaning no deposit is required), it comes with significant fees, including an application f...

6.0 Fair
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5 Reflex Mastercard
Reflex Mastercard

The Reflex Mastercard is similar in structure to the Surge and Total Visa cards. It is an unsecured card for those with poor credit, offering immediate access to credit without a deposit. However, the...

5.3 Average
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6 Milestone Mastercard
Milestone Mastercard

The Milestone Mastercard is an unsecured card for those with less-than-perfect credit. It provides a way to access credit without a deposit, but it is accompanied by high annual fees. It is a basic, n...

4.9 Poor
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7 Indigo Mastercard
Indigo Mastercard

The Indigo Mastercard is an unsecured card designed for individuals with poor credit. It offers the convenience of no deposit but comes with high annual fees that can make it a costly way to build cre...

4.8 Poor
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8 First Access Visa
First Access Visa

The First Access Visa is an unsecured card for those with poor credit. It provides access to credit without a deposit, but it is accompanied by high annual and application fees. It is a basic card tha...

4.2 Poor
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