Total Visa Unsecured Card

The Total Visa is an unsecured card specifically marketed to those with bad credit. While it is 'unsecured' (meaning no deposit is required), it comes with significant fees, including an application fee and an annual fee, which can eat into your available credit limit immediately. It is a last-resort option for those who cannot afford a security deposit. We include it here for transparency, but users should be aware of the high cost of ownership and the potential for these fees to negatively impact their credit utilization ratio.

Total Visa Unsecured Card scores 5.8/10 (Average) on Lunoo, making it rated in the Finance Insurance Credit Cards category.

See our alternatives page for Total Visa Unsecured Card for a ranked list with scores. Top alternatives include: Credit One Bank Platinum Visa, Surge Mastercard, Reflex Mastercard.

See our detailed comparison of Total Visa Unsecured Card vs Credit One Bank Platinum Visa with scores, features, and an AI-powered verdict.

With a score of 5.8/10, Total Visa Unsecured Card is a solid option in Finance Insurance Credit Cards. See all Finance Insurance Credit Cards ranked.