Surge Mastercard

The Surge Mastercard is another unsecured card targeting individuals with poor credit. Like the Total Visa, it offers the convenience of no security deposit but compensates with high annual fees and monthly maintenance fees. It is designed for those who have exhausted all other options. While it does report to the credit bureaus, the high cost of maintaining the account makes it a less-than-ideal choice for long-term credit building. Use this card only if you have no other way to access credit and are prepared to pay significant fees.

Surge Mastercard scores 5.5/10 (Average) on Lunoo, making it rated in the Finance Insurance Credit Cards category.

See our alternatives page for Surge Mastercard for a ranked list with scores. Top alternatives include: Credit One Bank Platinum Visa, Total Visa Unsecured Card, Reflex Mastercard.

See our detailed comparison of Surge Mastercard vs Credit One Bank Platinum Visa with scores, features, and an AI-powered verdict.

With a score of 5.5/10, Surge Mastercard is a solid option in Finance Insurance Credit Cards. See all Finance Insurance Credit Cards ranked.