description Indigo Mastercard Overview

The Indigo Mastercard is an unsecured card designed for individuals with poor credit. It offers the convenience of no deposit but comes with high annual fees that can make it a costly way to build credit. It is a basic card that reports to the credit bureaus, but the fee structure is not consumer-friendly. We include it in this list as a last-resort option for those who cannot afford a security deposit.

Please consider all other options, especially secured cards with no annual fees, before applying for this card.

help Indigo Mastercard FAQ

What is Indigo Mastercard?
The Indigo Mastercard is an unsecured card designed for individuals with poor credit. It offers the convenience of no deposit but comes with high annual fees that can make it a costly way to build credit. It is a basic card that reports to the credit bureaus, but the fee structure is not consumer-friendly. We include it in this list as a last-resort option for those who cannot afford a security deposit. Please consider all other options, especially secured cards with no annual fees, before applying for this card.
How good is Indigo Mastercard?
Indigo Mastercard scores 4.8/10 (Poor) on Lunoo, making it rated in the Finance Insurance Credit Cards category.
What are the best alternatives to Indigo Mastercard?
See our alternatives page for Indigo Mastercard for a ranked list with scores. Top alternatives include: Credit One Bank Platinum Visa, Total Visa Unsecured Card, Surge Mastercard.
How does Indigo Mastercard compare to Credit One Bank Platinum Visa?
See our detailed comparison of Indigo Mastercard vs Credit One Bank Platinum Visa with scores, features, and an AI-powered verdict.
Is Indigo Mastercard worth it in 2026?
With a score of 4.8/10, Indigo Mastercard is a solid option in Finance Insurance Credit Cards. See all Finance Insurance Credit Cards ranked.

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