Best Term Loans

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Kabbage (American Express)
Kabbage (American Express)

Kabbage, now part of American Express, is a well-known name in small business lending that has expanded into banking. Their business checking account offers a competitive interest rate and is designed...

8.7 Very Good
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2 OnDeck
OnDeck

OnDeck is a leading online lender that provides fast access to capital for small businesses. While their rates are higher than traditional SBA loans, they are significantly more affordable than mercha...

8.5 Very Good
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3 Credibility Capital
Credibility Capital

Credibility Capital provides institutional-grade term loans to small and medium-sized businesses. They focus on transparency and affordability, offering fixed-rate loans with no hidden fees. Their und...

8.1 Very Good
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4 National Funding
National Funding

National Funding provides term loans, lines of credit, and merchant cash advances to small businesses. They offer a range of financing options to meet diverse needs. Loan amounts vary depending on the...

7.8 Good
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5 CAN Capital
CAN Capital

CAN Capital offers merchant cash advances and term loans to small businesses, often those with point-of-sale systems. They provide flexible repayment options based on business revenue. CAN Capital is...

7.7 Good
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6 Dealstruck
Dealstruck

Dealstruck offers term loans and revenue-based financing to small businesses. They focus on businesses with consistent revenue and a need for growth capital. Loan amounts vary depending on revenue. De...

7.4 Good
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7 Direct Funding
Direct Funding

Direct Funding provides term loans and lines of credit to small businesses. They focus on businesses with a history of revenue and profitability. Loan amounts range from $5,000 to $500,000. Direct Fun...

7.4 Good
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8 First Dakota
First Dakota

First Dakota is a regional lender specializing in SBA loans, term loans, and lines of credit for small businesses. They offer personalized service and competitive rates. Loan amounts vary depending on...

7.3 Good
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9 Funding Circle
Funding Circle

Funding Circle is a global leader in peer-to-peer business lending. They connect businesses directly with investors, which often results in more flexible terms and competitive rates compared to tradit...

7.3 Good
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10 SmartBiz
SmartBiz

SmartBiz is a fintech platform that simplifies the SBA loan application process by matching borrowers with a network of banks. They use proprietary software to pre-qualify applicants, significantly re...

7.3 Good
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11 Funding Partners
Funding Partners

Funding Partners provides term loans and lines of credit to small businesses. They focus on businesses with a history of revenue and a need for working capital. Loan amounts vary depending on the busi...

7.2 Good
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12 LoanBuilder
LoanBuilder

LoanBuilder focuses on providing personal loans for small business owners and entrepreneurs. Loan amounts range from $1,000 to $100,000, with rates starting around 17.99% APR. LoanBuilder offers a uni...

7.1 Good
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13 Lendio
Lendio

Lendio is not a lender itself, but a massive marketplace that connects business owners with over 75 different lenders. By filling out one application, you can receive multiple offers, allowing you to...

6.8 Fair
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